论网络投资理财软件中投资者权利保护

发布时间：2018-01-21 09:37

本文关键词： 网络投资理财软件传统理财投资者权利权益保护　出处：《天津师范大学》2017年硕士论文　论文类型：学位论文

【摘要】：网络投资理财软件利用互联网的高速性、便捷性和低成本的服务模式,突破了传统银行等金融机构理财的模式和概念,在新兴投资领域赢得较大投资者市场。这种理财方式有着准入门槛低、简单快捷、收益大等诸多优势,但也有理财产品风险提示不足、误导性宣传高收益等多种风险。这种新兴金融模式的出现能够刺激经济的增长,增加金融市场的活跃度,但是由于监管力度的不足以及立法的滞后性,网络理财过程中投资者权利保护的问题就显得尤为重要。本文正文部分共分为四个部分,采用总分的结构模式,在分析比较网络投资理财软件与传统理财的特殊性的基础上,归纳出网络投资理财软件存在的法律风险,针对目前存在的风险,为了加强投资者的权益保护,提出相应的应对措施。首先,分析网络投资理财软件相较于传统理财有何特殊性,为何要特殊保护此类投资者的合法权益。然后,通过提高网络理财公司设立及终止标准、加强对网络理财公司的风险控制以及加强对网络理财资金的监管三个主要措施以保障此类投资者在理财过程中的合法权益。
[Abstract]:The network investment financing software makes use of the Internet's high speed, convenience and low cost service mode, which breaks through the traditional banking and other financial institutions' financial management model and concept. In the emerging investment field to win the larger investor market. This financial management method has a low entry threshold, simple and fast, large returns and many other advantages, but there are also financial product risk tips. The emergence of this new financial model can stimulate economic growth and increase the activity of financial markets, but due to the lack of supervision and legislation lag. The protection of investors' rights in the process of online financial management is particularly important. The text of this paper is divided into four parts, using the structure of the total score model. On the basis of analyzing and comparing the particularity of network investment financial management software and traditional financial management, the legal risk of network investment financing software is concluded, aiming at the existing risks, in order to strengthen the protection of investors' rights and interests. Put forward the corresponding measures. First of all, analyze the network investment and financial management software compared with the traditional financial management, why special protection of the legitimate rights and interests of such investors. Then. By raising the standards for setting up and terminating online financial firms. Strengthening the risk control of the network financial management company and strengthening the supervision of the network financial management fund three main measures to protect the legitimate rights and interests of this kind of investors in the process of financial management.
【学位授予单位】：天津师范大学
【学位级别】：硕士
【学位授予年份】：2017
【分类号】：D922.28

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