我国货币政策对黑龙江房地产价格的传导效应分析

发布时间：2018-03-25 06:32

本文选题：货币政策　切入点：黑龙江房地产价格　出处：《哈尔滨商业大学》2014年硕士论文

【摘要】：我国福利分房制度是在1998年正式被中央政府取消的,取而代之的是“住房商品化”,标志着我国房地产从福利制转变为市场化,这种制度的改变使黑龙江的房地产市场出现了一片生机盎然的景象。但就在房地产市场不断创出新高的同时,一些影响到我国宏观经济健康发展的房地产市场的问题也随之而来,房地产市场投资不合理的增速,政府对房地产商的土地供给结构不合理,房价暴增引起居民的住房条件改善不平衡等诸多问题给社会带来了不和谐因素。为保证黑龙江房地产市场能够可持续的稳定发展,不仅中央政府出台了有关政策,黑龙江地方政府也积极配合颁布了一系列宏观经济调控政策。然而事与愿违,虽然各级政府把调控房地产市场作为重点工作,不断的及时调整政策,但是黑龙江房地产市场仍旧有些没有解决的问题,房地产市场上土地的供求结构不平衡,房价相对较高,由此可知,相应的调控政策并没有达到理想的效果。本文通过理论与世界相结合的方法对分析了利率、货币供应量对黑龙江房地产价格的影响,并通过实证得到短期内利率与货币供应量的变化基本不会影响到黑龙江省房地产的价格。但是,从长期来看,货币供应量的变化与黑龙江省房地产价格的变化是正相关的,利率对黑龙江省房地产价格不会有影响。总的来说,利率对黑龙江省房地产价格的影响不是很强烈,而货币供应量是在长期内调控房地产市场的强有力的手段。文章针对货币政策房地产传导的阻碍因素,提出了加速我国利率的市场化、强化利率的功能、增强黑龙江省政府部门的服务能力与执行力、进一步完善我国房地产市场的金融结构、努力改善黑龙江省房地产市场的法制环境这几个方面来提出有针对性的对策建议。
[Abstract]:China's welfare housing division system was formally abolished by the central government in 1998, and replaced by "housing commercialization", which marks the transformation of China's real estate from welfare system to marketization. The change in the system has made the real estate market in Heilongjiang a vibrant scene. But at the same time as the real estate market continues to set new highs, Some problems in the real estate market, which have affected the healthy development of China's macro economy, have followed. The investment in the real estate market is growing at an unreasonable rate, and the government's land supply structure to real estate developers is unreasonable. Many problems, such as the imbalance in the improvement of housing conditions caused by the explosion of house prices, have brought disharmonious factors to the society. In order to ensure the sustainable and stable development of the real estate market in Heilongjiang, not only did the central government issue relevant policies, but also the local government of Heilongjiang actively cooperated in promulgating a series of macroeconomic control policies. Although governments at all levels have made regulation and control of the real estate market a key task and constantly adjusted their policies in a timely manner, there are still some unresolved problems in the real estate market in Heilongjiang. The supply and demand structure of land in the real estate market is unbalanced, and housing prices are relatively high. It can be seen that the corresponding regulatory policies have not achieved the desired results. This paper analyzes the influence of interest rate and money supply on the real estate price of Heilongjiang province through the combination of theory and the world. And through empirical study, we can conclude that the change of interest rate and money supply will not affect the real estate price in Heilongjiang Province in the short term. However, in the long run, the change of money supply is positively related to the change of real estate price in Heilongjiang Province. Interest rates have no effect on real estate prices in Heilongjiang Province. In general, interest rates do not have a very strong impact on real estate prices in Heilongjiang Province, and money supply is a powerful means of regulating the real estate market in the long run. In view of the obstructing factors of real estate transmission of monetary policy, this paper proposes to accelerate the marketization of interest rate in our country, strengthen the function of interest rate, and strengthen the service ability and executive power of government departments in Heilongjiang Province. To further improve the financial structure of the real estate market in our country and try to improve the legal environment of the real estate market in Heilongjiang Province, this paper puts forward some countermeasures and suggestions.
【学位授予单位】：哈尔滨商业大学
【学位级别】：硕士
【学位授予年份】：2014
【分类号】：F299.23;F822.0

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