宜信活体融资租赁案例分析

发布时间：2018-04-15 23:22

本文选题：融资租赁 + 养殖业　；参考：《河北金融学院》2017年硕士论文

【摘要】：农业养殖业的发展将有力推动农业现代化,农村经济的发展离不开金融的支持,现今我国农业尤其是从事种养业面临的贷款难、融资贵的问题。而我国的融资租赁进入了快速发展阶段,使用融资租赁的方式可能成为解决养殖业企业融资难的问题的新方法。我国对于将融资租赁方式应用于养殖业的研究还处于初始的起步阶段,现今阶段,针对融资租赁应用于活体的融资的方式只有新闻报道,对其深入的研究也只是极少数的期刊叙述或分析过。而本文的研究将结合中国养殖业的实际情况,将融资租赁方式应用于养殖业,实现融资租赁与活体结合,设计活体融资租赁新方式,对促进融资租赁的创新有很强的现实意义。这一研究将丰富我国融资租赁与养殖业融资的理论体系,提供拓宽养殖业融资渠道的方式。本论文选用的案例是宜信租赁公司的活体融资租赁项目,并对其进行了具体分析,首先对宜信租赁公司的活体融资租赁项目产生的背景进行详细的介绍,并具体分析了活体融资租赁项目的业务模式、方案设计、业务流程以及风险和风险管理,为将来开展活体融资租赁业务提供了借鉴依据。其次分析了活体融资租赁应用于养殖业的必要性和可行性,将活体租赁的融资方式与银行贷款融资方式采用定性分析和定量分析的方法进行比较与分析,分析活体融资租赁更具有优势,为活体融资租赁的开展给出了理论依据。最后分析了我国目前开展活体融资租赁存在的问题,并结合问题从法律、政府、融资租赁当事人三方给出了相应的建议。本文论证说明了活体融资租赁是能有效的解决养殖业融资难问题的方法,为探索养殖业融资路径研究提供有益的参考,希望融资租赁方式能更好促进农业养殖业的发展。
[Abstract]:The development of agricultural breeding industry will promote the modernization of agriculture, and the development of rural economy can not be separated from the support of finance. Nowadays, China's agriculture, especially in the field of planting and raising, is faced with the problem of difficult loans and expensive financing.However, the financing lease in our country has entered a rapid development stage, and the way of financing lease may become a new method to solve the problem of financing difficulties of aquaculture enterprises.The research on the application of financial leasing to aquaculture industry in China is still in the initial stage. Nowadays, the only way to apply finance lease to live financing is news report.Its in-depth study is only a few journals have described or analyzed.The research in this paper will combine with the actual situation of China's aquaculture industry, apply the financing lease mode to the aquaculture industry, realize the combination of financing lease and living body, and design a new way of living financing lease, which has a strong practical significance to promote the innovation of financing lease.This study will enrich the theoretical system of finance leasing and aquaculture financing in China, and provide a way to broaden the financing channels of aquaculture industry.The case of this paper is the living finance lease project of EIC leasing company, and it is analyzed concretely. Firstly, the background of the living finance lease project of Yi Xin leasing company is introduced in detail.The business model, scheme design, business process, risk and risk management of living finance lease project are analyzed in detail, which provides a reference for developing living finance lease business in the future.Secondly, it analyzes the necessity and feasibility of the application of living finance lease in aquaculture, and compares and analyzes the financing mode of living lease and bank loan by qualitative analysis and quantitative analysis.The analysis of living finance lease has more advantages and provides the theoretical basis for the development of living finance lease.Finally, this paper analyzes the problems existing in the development of living finance lease in our country, and gives corresponding suggestions from the law, the government and the parties to the financing lease.This paper demonstrates that living finance lease is an effective method to solve the financing problem of aquaculture industry, and provides a useful reference for exploring the financing path of aquaculture industry. It is hoped that the financing lease method can better promote the development of agricultural aquaculture industry.
【学位授予单位】：河北金融学院
【学位级别】：硕士
【学位授予年份】：2017
【分类号】：F832.49

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