我国融资租赁统合监管模式研究

发布时间：2018-06-23 01:24

本文选题：融资租赁 + 统合监管　；参考：《上海交通大学》2014年硕士论文

【摘要】：融资租赁自80年代进入我国以来，发展道路极为曲折。近几年来虽发展有所提速，但由于二元制监管模式所导致的监管混乱，在一定程度上制约了整个行业的健康发展，使得我国融资租赁与国际先进国家相比还有比较大的差距。本文从我国融资租赁业的30余年的发展历程和现状入手，指出我国融资租赁监管二元体制的由来及存在的不足，并通过对国外融资租赁发达国家监管模式的比较总结，提出了进一步调整和完善我国融资租赁监管法律制度的建议和对策。本文共分四个部分：第一章是对我国融资租赁业务发展及监管的概述。在对融资租赁的概念以及性质进行理论分析的基础上，进一步明确了对融资租赁业务实施监管的必要性，并将我国融资租赁业三十余年的发展与法律规制情况进行对照分析。第二章是对我国融资租赁监管法律制度现状的考察。在分析阐述二元监管体制由来的同时，，指出二元监管体制下我国融资租赁监管存在的三大问题症结。第三章主要介绍了国外发达国家三种融资租赁监管模式，分别是以美国为代表的市场调控模式、德国为代表的适度调控模式以及法国为代表的严格监管模式，并指出要在借鉴国外做法经验进行的基础上，立足我国国情，探索构建适应我国融资租赁业务发展的监管模式。第四章对完善我国融资租赁监管法律制度提出了若干建议。主要通过对以上几章的比较分析，从明确一元制监管主体、坚持适度监管模式以及统一监管法律体系入手，对在一元监管制下我国融资租赁监管制度的完善提出了具体对策。
[Abstract]:Since the finance lease entered our country in the 1980s , the development road is extremely tortuous . In recent years , although the development has been promoted , the regulatory confusion caused by the dual - system supervision mode has restricted the health development of the whole industry to a certain extent . The paper points out that China ' s financing lease has a big gap compared with the international advanced countries . In this paper , the author points out that the financing lease in China has a big gap compared with the international advanced countries .

Chapter One is an overview of the development and supervision of financing lease business in China . On the basis of theoretical analysis of the concept and nature of financing lease , the necessity of implementing supervision on financing lease business is further clarified , and the development of China ' s financing lease industry in more than 30 years is compared with the legal regulation .

The second chapter is the investigation of the current status of the legal system of financing lease supervision in China . At the same time , the author points out the three major problems in the supervision of finance lease under the dual supervision system .

The third chapter mainly introduces three kinds of financing lease supervision modes in developed countries , which are the market control mode represented by the United States , the moderate adjustment mode represented by Germany and the strict supervision mode represented by France , and points out that based on the experience of foreign practice , it is necessary to establish the regulatory model to adapt to the development of China ' s finance lease business .

The fourth chapter puts forward some suggestions on improving the legal system of China ' s financial leasing supervision .
【学位授予单位】：上海交通大学
【学位级别】：硕士
【学位授予年份】：2014
【分类号】：F832.49

【参考文献】