基于Logistic-DEA的农村土地承包经营权抵押贷款试点风险控制效果评估

发布时间：2018-07-20 11:28

【摘要】：基于入户问卷调查的切身感受和调研数据统计分析的理性思考,本着对农地承包经营权抵押贷款环境风险控制、农户风险控制和机构风险控制总的控制效果进行综合、量化评估的研究目标,通过构建有序两步Logistic-DEA模型的实证分析,研究发现:农地估价突破点、农户分类关键点、风险控制关节点这三个要点是进行农地承包经营权抵押贷款风险控制效果评估的重点;技术改进后的控制效果技术有效,规模无效。建议对老龄农户、纯农业户和专业农户三类农户家庭给予更多的人文关怀以收到更好的风险控制效果。
[Abstract]:Based on the personal experience of household questionnaire survey and the rational thinking of statistical analysis of investigation data, this paper synthesizes the overall control effect of environmental risk control, peasant household risk control and institutional risk control of farmland contracted management right mortgage loan. The objective of quantitative evaluation is to construct an orderly two-step Logistic-DEA model. The results show that: the breakthrough point of farmland valuation, the key point of farmers' classification, The three key points of risk control are the key points of risk control evaluation of agricultural land contract management right mortgage loan, the control effect after technical improvement is effective and the scale is invalid. It is suggested that more humanistic care should be given to the aged farmers, pure farm households and professional farmers in order to get better risk control effect.
【作者单位】：西北农林科技大学经济管理学院;江西科技学院区域发展研究院;西北农林科技大学经济管理学院农村金融研究所;
【基金】：教育部2011年度“长江学者和创新团队发展计划”创新团队项目(IRT1176) 国家自然科学基金面上项目(71573210)
【分类号】：F321.1;F832.43

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