甘肃信托有限责任公司信托业务风险管理改进研究
发布时间：2018-09-07 19:38
【摘要】：随着近年来我国社会经济的快速发展,特别是金融领域不断深化改革和加快对外开放步伐,我国信托业务的规模快速扩张,从而信托行业风险也愈发突出。为了保证信托公司能够实现长期稳定的科学发展,必将有赖于其风险管理水平的跟进与提高。由于信托业务的复杂性和综合性,其风险来源点较多,从而信托业务风险更是成为信托公司风险管理的核心内容。甘肃信托有限责任公司成立于1980年,近几年来,由于外部环境机遇凸显,业务扩张迅速,发展势头迅猛,然而由于一些长期积累的诸如风险管理意识、风险管理技术、’制度建设等方面相对滞后发展的原因,其风险水平也不断上升,严重影响了下一步的发展,因此对该公司在新的时代背景下如何改进其风险管理策略进行研究十分重要。 本文以甘肃信托有限责任公司为研究对象,全面收集甘肃信托近三年来的业务经营数据、风险管理报告、审计报告以及监管部门意见书等,运用多种分析方法和手段进行分析和研究。在导论中对论文研究背景、问题、内容以及思路进行了陈述,随后对我国信托行业的发展现状及风险管理的基本理论进行了梳理,第三章对甘肃信托基本情况和风险管理的制度、业务经营情况及存在的问题进行了阐述,第四章结合甘肃信托具体经营过程中所经历的业务风险案例进行了具体分析,第五章在前述分析基础上对甘肃信托业务风险管理具体改进策略进行了设计和阐述,并提出了相应的保障措施等,最后对研究的结论进行了简要总结并对行业及所研究问题的发展趋势做了展望。 在新的经济背景下和后金融危机时代,本文对甘肃信托有限责任公司业务风险管理改进策略的研究,不仅有利于该公司的风险管理水平和层次的提升,还可以为信托行业风险管理改进提供一定参考。
[Abstract]:With the rapid development of China's social economy in recent years, especially the deepening of the reform in the financial field and speeding up the pace of opening to the outside world, the scale of the trust business in China has expanded rapidly, thus the risks of the trust industry have become increasingly prominent. In order to ensure the long-term and stable scientific development of the trust company, it will depend on the follow-up and improvement of its risk management level. Because of the complexity and comprehensiveness of trust business, there are many risk sources, so trust business risk becomes the core content of trust company risk management. Gansu Trust Co., Ltd. was founded in 1980. In recent years, due to the prominent external environment opportunities, rapid business expansion, rapid development momentum, but due to some long-term accumulation such as risk management awareness, risk management technology, The risk level of system construction is rising, which seriously affects the further development. Therefore, it is very important to study how to improve its risk management strategy in the new era. In this paper, Gansu Trust Co., Ltd. as the research object, comprehensive collection of business management data, risk management reports, audit reports and regulatory opinions of Gansu Trust in the past three years. Use a variety of analytical methods and means for analysis and research. In the introduction, the background, problems, contents and ideas of the paper are described, and then the development of the trust industry in China and the basic theory of risk management are combed. The third chapter expounds the basic situation of Gansu Trust and the system of risk management, the business operation and the existing problems. The fourth chapter analyzes the business risk cases experienced in the process of Gansu Trust. In the fifth chapter, on the basis of the above analysis, the author designs and expounds the concrete improvement strategy of Gansu trust business risk management, and puts forward the corresponding safeguard measures, etc. Finally, the conclusion of the study is briefly summarized and the development trend of the industry and the problems studied is prospected. In the new economic background and the post-financial crisis era, this paper studies the business risk management improvement strategy of Gansu Trust Limited liability Company, which is not only conducive to the improvement of the risk management level and level of the company. Also can provide certain reference for trust industry risk management improvement.
【学位授予单位】：兰州大学
【学位级别】：硕士
【学位授予年份】：2014
【分类号】：F832.49
本文编号：2229222
[Abstract]:With the rapid development of China's social economy in recent years, especially the deepening of the reform in the financial field and speeding up the pace of opening to the outside world, the scale of the trust business in China has expanded rapidly, thus the risks of the trust industry have become increasingly prominent. In order to ensure the long-term and stable scientific development of the trust company, it will depend on the follow-up and improvement of its risk management level. Because of the complexity and comprehensiveness of trust business, there are many risk sources, so trust business risk becomes the core content of trust company risk management. Gansu Trust Co., Ltd. was founded in 1980. In recent years, due to the prominent external environment opportunities, rapid business expansion, rapid development momentum, but due to some long-term accumulation such as risk management awareness, risk management technology, The risk level of system construction is rising, which seriously affects the further development. Therefore, it is very important to study how to improve its risk management strategy in the new era. In this paper, Gansu Trust Co., Ltd. as the research object, comprehensive collection of business management data, risk management reports, audit reports and regulatory opinions of Gansu Trust in the past three years. Use a variety of analytical methods and means for analysis and research. In the introduction, the background, problems, contents and ideas of the paper are described, and then the development of the trust industry in China and the basic theory of risk management are combed. The third chapter expounds the basic situation of Gansu Trust and the system of risk management, the business operation and the existing problems. The fourth chapter analyzes the business risk cases experienced in the process of Gansu Trust. In the fifth chapter, on the basis of the above analysis, the author designs and expounds the concrete improvement strategy of Gansu trust business risk management, and puts forward the corresponding safeguard measures, etc. Finally, the conclusion of the study is briefly summarized and the development trend of the industry and the problems studied is prospected. In the new economic background and the post-financial crisis era, this paper studies the business risk management improvement strategy of Gansu Trust Limited liability Company, which is not only conducive to the improvement of the risk management level and level of the company. Also can provide certain reference for trust industry risk management improvement.
【学位授予单位】：兰州大学
【学位级别】：硕士
【学位授予年份】：2014
【分类号】：F832.49
【参考文献】
相关期刊论文 前4条
1 宋啸啸;薛香娣;;信托公司的发展战略与风险管理[J];北京金融评论;2014年01期
2 刘言磷;;新形势下信托公司发展战略研究[J];企业家天地;2012年02期
3 楼当;;信息不对称所致的中国房地产信托风险与防范[J];上海房地;2006年09期
4 龙云;;中国房地产信托的治理结构缺陷及其改进[J];上海金融;2006年02期
，本文编号：2229222
本文链接：https://www.wllwen.com/jingjilunwen/touziyanjiulunwen/2229222.html
