凉山州地区小微企业民间融资困境及对策研究

发布时间：2018-02-26 12:44

本文关键词： 凉山州小微企业民间融资融资渠道　出处：《西南科技大学》2017年硕士论文　论文类型：学位论文

【摘要】：凉山州位于中国四川省南部,小微企业数量庞大,民间融资问题是阻碍其快速、健康发展的重要因素。凉山地区小微企业民间融资困局的破解路径和方法,对我国西部其他欠发达地区的小微企业民间融资问题有较高的参考价值。本文主要围绕小微企业民间融资理论、凉山州小微企业融资困境及原因、国内外小微企业民间融资的实践经验、凉山州小微企业融资困境破解方法四个研究内容,以理论做指导,以实际情况为出发点,开展具体研究。首先阐释了小微企业民间融资相关理论基础。其次,对凉山州地区小微企业民间融资现状展开研究,建立了小微企业融资困境的多尺度表征模型,剖析了凉山州小微企业民间融资存在的问题及原因。再次,借鉴美国、日本以及中国台湾地区的小微企业民间融资的实践经验,结合凉山州实际情况,提出了相关政策建议。一方面,推动小微企业提高自我管理水平,逐步实现管理规范化,经营透明化,提升市场竞争力,注重增强企业信用,从内部改善融资条件。另一方面,成立小微企业发展工作领导小组,建立小微企业专业管理与服务机构,申报中国西部小微企业民间融资试点,建立金融担保与金融服务机构,推动小微企业提高自我管理水平,从内部能力提升到外部环境优化,全面构建政策支持体系,破解民间融资困局。最后,给出了本文的研究结论,对后续研究进行了展望。本论文充分利用文献调研与问卷调查手段,综合运用定量分析与定性比较的研究方法,研究凉山州地区小微企业民间融资问题表现形式及成因。本文研究对解决凉山州地区小微企业民间融资问题,促进小微企业健康发展,推动凉山州经济与金融发展有一定的实践价值,同时本论文的研究工作对我国西南欠发达地区的小微企业民间融资模式展开了探索,丰富了区域经济学理论及其在实践中的应用。
[Abstract]:Liangshan Prefecture is located in the south of Sichuan Province of China. The number of small and micro enterprises is huge, and the problem of private financing is an important factor that hinders its rapid and healthy development. This paper focuses on the theory of private financing of small and micro enterprises and the financing dilemma and reasons of small and micro enterprises in Liangshan Prefecture. Domestic and foreign small and micro enterprise folk financing practice experience, Liangshan state small and micro enterprise financing predicament solution method four research contents, take the theory as the instruction, take the actual situation as the starting point, First of all, it explains the theoretical basis of private financing of small and micro enterprises. Secondly, the paper studies the current situation of private financing of small and micro enterprises in Liangshan Prefecture, and establishes a multi-scale representation model of the financing dilemma of small and micro enterprises. This paper analyzes the problems and causes of private financing of small and micro enterprises in Liangshan Prefecture. Thirdly, it draws lessons from the practical experience of small and micro enterprises in the United States, Japan and Taiwan, and combines the actual situation of Liangshan Prefecture. On the one hand, we should push small and micro enterprises to improve their self-management level, gradually realize the standardization of their management, make their operations transparent, enhance their market competitiveness, pay attention to enhancing their credit, and improve their financing conditions from within. To set up a leading group for the development of small and micro enterprises, to set up professional management and service organizations for small and micro enterprises, to apply for pilot projects of private financing for small and micro enterprises in western China, to establish financial guarantee and financial services institutions, and to promote small and micro enterprises to improve their self-management level. From the internal ability to the external environment optimization, the overall construction of policy support system to solve the folk financing dilemma. Finally, this paper gives the conclusions of the study, This paper makes full use of literature research and questionnaire survey, and makes comprehensive use of quantitative analysis and qualitative comparison research methods. This paper studies the manifestation and causes of the private financing problem of small and micro enterprises in Liangshan Prefecture. This paper studies on how to solve the private financing problem of small and micro enterprises in Liangshan Prefecture and promote the healthy development of small and micro enterprises. It is of practical value to promote the economic and financial development of Liangshan Prefecture. Meanwhile, the research work of this paper explores the private financing model of small and micro enterprises in the underdeveloped areas of southwest China. It enriches the theory of regional economics and its application in practice.
【学位授予单位】：西南科技大学
【学位级别】：硕士
【学位授予年份】：2017
【分类号】：F276.3;F275

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