Z银行大宗项目采购管理研究

发布时间：2018-03-12 21:16

本文选题：人力技术外包采购　切入点：软硬件采购　出处：《北京交通大学》2017年硕士论文　论文类型：学位论文

【摘要】：随着国家对于商业银行各项业务开展审计要求的不断调整,商业银行在内部运营和管控方面进行了诸多改革。就采购工作来说,商业银行的集中采购工作已经经历了十多年的发展历程。自2001年财政部下发的《关于加强国有金融企业集中采购管理的若干规定》以来,各银行都加强了对集中采购的管理,尤其是对大宗项目的采购管理。作为国有股份制商业银行的代表,国家对Z银行的各项经营政策支持力度显著,近年来Z银行的业务规模的急剧壮大,大规模的金融业务运营刺激了采购成本的急剧上升和采购规模的不断扩大。为合理控制采购成本、提高项目采购质量,Z银行逐步实行大宗项目采购管理制,并颁布了《关于下发Z银行集中采购管理办法的通知》,规定凡金额在人民币一百万元以上的项目,均为大宗项目,由集中采购部门统一采用招投标方式采购。但从目前实施情况来看,采购人员项目采购管理专业知识不足、采购周期长、采购环节节点控制不当、采购经办人员道德水平有待提升等,这些都是目前Z银行在实行大宗项目采购管理时存在的问题。项目采购管理更能帮助企业获得更优质的供应资源,与优秀供应商建立长期的、良性的战略合作关系,实现双赢合作。尤其是通过引入供应商竞争机制,可获得优质的大宗项目采购业务,保证采购业务质量,缩减费用;在银行的整体运营系统中引入资源共享机制;提升采购操作的透明化和合理化,保证正常管理的稳定性。本文以Z银行的两大采购项目,即技术人力外包采购及科技类软硬件采购为分析案例,结合采购管理理论知识,通过员工访谈、调查问卷等形式获取Z与采购相关数据,与国内外银行同业基本情况进行对比,发现在Z银行现有的采购业务中,存在采购规划不当、采购过程缺乏规范性操作、合同执行不严谨、供应商管理力度不足的问题,这表明Z银行在进行项目采购时,存在管理漏洞和不合理性。本文探讨Z银行大宗项目的采购管理,从合规合法的角度出发,阐述如何对采购过程进行全流程控制,来降低采购成本、提高项目预算执行率、减少内部操作风险。通过分析,本文旨在为减少银行内部巨大经营成本提供些许实践方法的同时,为推动项目采购管理在大宗采购中的应用建言献策,提高商业银行采购执行力。
[Abstract]:With the continuous adjustment of the state audit requirements for commercial banks, commercial banks have carried out many reforms in terms of internal operation and control. As far as procurement is concerned, The centralized procurement of commercial banks has gone through more than a decade of development. Since 2001, the Ministry of Finance issued "on strengthening the centralized procurement management of state-owned financial enterprises", all banks have strengthened the management of centralized procurement. As a representative of state-owned joint-stock commercial banks, the state has made remarkable efforts to support Z Bank's various management policies. In recent years, Z Bank's business scale has grown rapidly. The large-scale operation of financial services has stimulated the sharp rise in procurement costs and the continuous expansion of procurement scale. In order to reasonably control procurement costs and improve the quality of project procurement, Bank Z has gradually implemented the large-scale project procurement management system. It also promulgated the Circular on the centralized Procurement Management measures of Bank Z, which stipulates that projects with a sum of more than 1 million yuan shall be large projects. The centralized purchasing department adopts the method of bidding and bidding in a unified way. However, judging from the current implementation situation, the procurement personnel's professional knowledge of project procurement management is insufficient, the procurement cycle is long, and the node control of the procurement link is improper. The ethical level of procurement staff needs to be improved. These are the problems that exist in the implementation of procurement management for large projects in Bank Z. Project procurement management can help enterprises to obtain more high-quality supply resources. Establish long-term, benign strategic cooperation relationship with excellent suppliers, and realize win-win cooperation. Especially through the introduction of supplier competition mechanism, we can obtain high quality bulk project procurement business, ensure the quality of procurement business, reduce costs; The resource sharing mechanism is introduced into the whole operation system of the bank, and the transparency and rationalization of the purchasing operation are improved to ensure the stability of the normal management. That is, technical manpower outsourcing procurement and technology hardware and software procurement as analysis cases, combined with procurement management theory knowledge, through employee interviews, questionnaires and other forms to obtain Z and procurement related data, and compared with the basic situation of domestic and foreign banks. It is found that in the current procurement business of Z Bank, there are problems such as improper procurement planning, lack of normative operation in the procurement process, lack of strict execution of contracts and insufficient management of suppliers, which indicates that Z Bank is engaged in project procurement. There are management loopholes and irrationality. This paper discusses the procurement management of large projects in Z Bank. From the point of view of compliance and legality, this paper expounds how to control the whole process of procurement in order to reduce the cost of procurement and improve the execution rate of project budget. The purpose of this paper is to provide some practical methods to reduce the huge operating cost of banks, and to provide suggestions for promoting the application of project procurement management in bulk procurement. Improve the procurement execution of commercial banks.
【学位授予单位】：北京交通大学
【学位级别】：硕士
【学位授予年份】：2017
【分类号】：F274;F832.33

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