民营企业金融化发展路径与风险防范

发布时间：2018-03-24 05:05

本文选题：民营企业　切入点：金融化　出处：《理论探讨》2017年05期

【摘要】：近年来,中国经济进入新常态,供给侧改革不断深化,宏观经济增速下行,实体产业经营利润不断下降,民营企业进入金融支持与金融投资的发展新阶段。针对民营企业金融化的主要背景及面临的挑战,提出中小型民营企业应以资产金融化为发展目标、以金融资源和金融服务为发展主业,大中型民营企业以投资金融行业作为新增盈利点进行金融行业的布局,民营企业金融化发展还应注重产业互联网与金融化融合发展。同时提出产业链延伸、金融资源优化、发展互联网金融等民营企业金融化发展路径,并为化解民营企业金融化风险提出加强战略布局、强化风险控制与管理、加强人才储备建设等措施与建议。
[Abstract]:In recent years, China's economy has entered a new normal, with the deepening of supply-side reforms, the downward growth of macroeconomic growth, and the continuous decline of profits in real industry operations. Private enterprises have entered a new stage of financial support and financial investment. In view of the main background and challenges faced by the financialization of private enterprises, the paper puts forward that small and medium-sized private enterprises should take asset finance as their development goal. With financial resources and financial services as the main development industry, large and medium-sized private enterprises use the investment financial industry as a new profit point to carry out the layout of the financial industry. The financial development of private enterprises should also pay attention to the integration of industrial Internet and financialization, at the same time put forward the development path of the financial development of private enterprises, such as the extension of industrial chain, the optimization of financial resources, the development of Internet finance, and so on. In order to resolve the financial risks of private enterprises, this paper puts forward some measures and suggestions, such as strengthening the strategic layout, strengthening the risk control and management, strengthening the construction of talent reserve, and so on.
【作者单位】：中南大学商学院;
【基金】：国家自然科学基金项目“商业银行的小企业信贷业务管理研究”(71173241);国家自然科学基金项目“商业银行小微企业信贷中的信任研究”(71473275)阶段性成果
【分类号】：F276.5

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