邢台银行社会责任的担当及完善对策研究
发布时间：2018-07-27 16:50
【摘要】：社会责任是金融机构在不断发展、壮大的过程中必须履行的责任。金融是现代经济的核心,银行业作为金融业的主要产业,是否能够很好地履行其社会责任不仅影响着银行自身的稳健运行和发展,而且对整个经济系统的其他部分稳定运行发挥着至关重要的作用。因此,研究银行业如何更好地承担社会责任有着很大的理论意义和现实意义。论文阐述了商业银行社会责任的概念、内容和履行社会责任的理论依据,以邢台银行为研究对象,通过分析其发展现状,明确了其社会责任的范围。进而结合调查研究,构建了邢台银行社会责任的评价体系。按照评价指标的建立原则,选择适合邢台银行的评价指标,对其履行社会责任的情况进行了具体评价。以此为基础,进一步分析了邢台银行在履行社会责任过程中存在的问题,指出邢台银行在责任意识、法律观念、支持弱势群体等方面的不足,提出了加强邢台银行履行社会责任的政策建议。论文认为,邢台银行作为由政府投资主导的商业银行,应该承担更多的社会责任。而加强对这类商业银行履行社会责任的评价,不仅是社会对其进行监督的需要,也是银行良性发展的必要条件。切实担当自己的社会责任,应该成为邢台银行自觉追求的目标。
[Abstract]:Social responsibility is the responsibility that financial institutions must fulfill in the process of continuous development and expansion. Finance is the core of modern economy. As the main industry of financial industry, whether the banking industry can fulfill its social responsibility can not only affect the steady operation and development of the bank itself. It also plays a vital role in the stability of the rest of the economic system. Therefore, it is of great theoretical and practical significance to study how to undertake social responsibility better. This paper expounds the concept, content and theoretical basis of the social responsibility of commercial banks. Taking Xingtai Bank as the research object, it clarifies the scope of its social responsibility by analyzing its development status. Furthermore, the evaluation system of Xingtai Bank's social responsibility is constructed in combination with investigation and research. According to the establishment principle of evaluation index, the evaluation index suitable for Xingtai Bank is selected, and the concrete evaluation of its performance of social responsibility is carried out. On this basis, this paper further analyzes the problems existing in Xingtai Bank in the process of fulfilling social responsibility, and points out the shortcomings of Xingtai Bank in such aspects as responsibility consciousness, legal concept, support for vulnerable groups, and so on. Put forward the policy suggestion of strengthening Xingtai Bank to fulfill the social responsibility. Xingtai Bank, as a commercial bank dominated by government investment, should bear more social responsibility. Strengthening the evaluation of the social responsibility of such commercial banks is not only the need of social supervision, but also a necessary condition for the benign development of banks. It should be the goal that Xingtai Bank pursues conscientiously to take on its own social responsibility.
【学位授予单位】：河北大学
【学位级别】：硕士
【学位授予年份】：2016
【分类号】：F832.33;F270
，
本文编号：2148483
[Abstract]:Social responsibility is the responsibility that financial institutions must fulfill in the process of continuous development and expansion. Finance is the core of modern economy. As the main industry of financial industry, whether the banking industry can fulfill its social responsibility can not only affect the steady operation and development of the bank itself. It also plays a vital role in the stability of the rest of the economic system. Therefore, it is of great theoretical and practical significance to study how to undertake social responsibility better. This paper expounds the concept, content and theoretical basis of the social responsibility of commercial banks. Taking Xingtai Bank as the research object, it clarifies the scope of its social responsibility by analyzing its development status. Furthermore, the evaluation system of Xingtai Bank's social responsibility is constructed in combination with investigation and research. According to the establishment principle of evaluation index, the evaluation index suitable for Xingtai Bank is selected, and the concrete evaluation of its performance of social responsibility is carried out. On this basis, this paper further analyzes the problems existing in Xingtai Bank in the process of fulfilling social responsibility, and points out the shortcomings of Xingtai Bank in such aspects as responsibility consciousness, legal concept, support for vulnerable groups, and so on. Put forward the policy suggestion of strengthening Xingtai Bank to fulfill the social responsibility. Xingtai Bank, as a commercial bank dominated by government investment, should bear more social responsibility. Strengthening the evaluation of the social responsibility of such commercial banks is not only the need of social supervision, but also a necessary condition for the benign development of banks. It should be the goal that Xingtai Bank pursues conscientiously to take on its own social responsibility.
【学位授予单位】：河北大学
【学位级别】：硕士
【学位授予年份】：2016
【分类号】：F832.33;F270
，
本文编号：2148483
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