中国农业发展银行隆昌县支行信贷支持县域经济发展研究

发布时间：2018-01-05 03:31

本文关键词：中国农业发展银行隆昌县支行信贷支持县域经济发展研究　出处：《西南财经大学》2013年硕士论文　论文类型：学位论文

【摘要】：中国农业发展银行1994年成立至今,已经走过快二十年的征程,背负着承担我国农业政策性金融业务,代理拨付财政支农资金,为发展农业、农村经济服务的使命。中国农业发展银行作为我国仅有的农业政策性银行,在服务“三农”、支持社会主义新农村的建设和促进县域经济发展的征程中,无疑承担着历史的重任,既面临挑战,又面临历史性的机遇。随着全面推进社会主义新农村建设和农村金融改革的不断深入,中国农业发展银行步入一个重要的发展时期。站在一个新的起点上,面临着一个新的机遇,中国农业发展银行要继续认真执行国家的相关金融政策,为促进“三农”发展、国家宏观调控服务,制定对其有利的相关政策,充分发挥中国农业发展银行的政策性职能作用。始终坚持不断创新、改革,按照规范管理、健全体制、提升操作手段、具有可持续发展的要求,不断强化管理,完善机制。继续坚持以支持国家粮棉油储备业务为根本,重点支持农村基础设施建设和农业产业化等新业务,努力将中国农业发展银行打造为现代农业政策性银行、“建设新农村的银行”的品牌形象。根据中共中央制定的关于发展第十二个五年计划的建议指出：“引导农产品加工业在产区布局,发展农村非农产业,壮大县域经济,促进农民转移就业,增加工资性收入。”解决“三农”问题是发展县域经济的切入点,对全面推进小康社会建设具有重要的作用。农村金融是以信用手段动员、配置和管理涉农金融资本运行的活动。搞好农村金融,并使其健康发展是我国当前推动农村经济增长与发展的中心环节。通过本文研究希望能为中国农业发展银行对县域经济发展的信贷支持提供一些参考意见。本篇文章通过对中国农业发展银行信贷支持县域经济发展的研究,首先介绍中国农业发展银行信贷支持县域经济发展的必要性和可行性；再通过以中国农业发展银行隆昌县支行为例,介绍中国农业发展银行隆昌县支行对县域经济发展信贷支持的现状分析,和存在的优势与困境,以及分析对县域经济发展的信贷支持存在的问题和原因,最后对存在的问题提出解决信贷支持县域经济的建议,以及信贷支持的方向和对策,完善中国农业发展银行的业务范围,防范发展中的风险,实现可持续地发展,为有力促进县域经济发展提供更佳的金融服务,促进中国农业发展银行更好地推动县域经济的发展。
[Abstract]:Since its establishment in 1994, the Agricultural Development Bank of China has gone through a journey of nearly 20 years, bearing the burden of undertaking the agricultural policy finance business of our country, and allocating the financial support funds to agriculture for the development of agriculture. As the only agricultural policy bank in China, the Agricultural Development Bank of China is in the process of serving the "three rural areas", supporting the construction of the new socialist countryside and promoting the development of the county economy. Undoubtedly bearing the heavy responsibility of history, it faces both challenges and historic opportunities. With the deepening of the construction of new socialist countryside and the reform of rural finance, the Agricultural Development Bank of China has stepped into an important period of development, standing at a new starting point and facing a new opportunity. The Agricultural Development Bank of China should continue to conscientiously implement the relevant national financial policies and formulate relevant policies in favor of the country in order to promote the development of agriculture, rural areas and farmers, and the state's macro-control services. We will give full play to the role of the Agricultural Development Bank of China in its policy functions. We will continue to innovate, reform, standardize management, improve the system, upgrade the means of operation, have the requirements of sustainable development, and continue to strengthen management. Continue to support the state grain, cotton and oil reserve business as the foundation, and focus on supporting rural infrastructure construction and agricultural industrialization and other new business. Try to make the Agricultural Development Bank of China into a modern agricultural policy bank, "build a new rural bank" brand image. According to the proposal made by the CPC Central Committee on the development of the 12th Five-Year Plan, it is pointed out: "guiding the distribution of agricultural products processing industry in the producing areas, developing rural non-agricultural industries, strengthening the county economy, and promoting the transfer of peasants to employment." Increasing wage income. "solving the problem of" agriculture, countryside and farmers "is the starting point of the development of county economy and plays an important role in promoting the construction of a well-off society in an all-round way. Rural finance is mobilized by means of credit. We will allocate and manage the operation of agriculture-related financial capital and do a good job in rural finance. It is the central link to promote the rural economic growth and development in our country at present. Through the research of this paper, we hope to provide some reference suggestions for the credit support of the agricultural development bank of China to the county economic development. Through the research on the credit support of the agricultural development bank of China, this paper first introduces the necessity and feasibility of the credit support of the county economy. Then through the agricultural development bank of china Longchang county branch as an example, introduce the agricultural development bank of china Longchang county branch of the county economic development credit support status quo analysis, and existing advantages and difficulties. And analyze the problems and reasons of the credit support for the county economy development, and finally put forward some suggestions to solve the existing problems, as well as the direction and countermeasures of the credit support. Improve the scope of business of the Agricultural Development Bank of China, guard against risks in development, achieve sustainable development, and provide better financial services for promoting the development of county economy. Promote the Agricultural Development Bank of China to better promote the development of the county economy.
【学位授予单位】：西南财经大学
【学位级别】：硕士
【学位授予年份】：2013
【分类号】：F832.4;F127

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