漯河市银行业支持地方经济发展问题研究

发布时间：2018-05-03 06:04

本文选题：金融支持 + 银行业　；参考：《郑州大学》2013年硕士论文

【摘要】：金融是现代经济的核心,伴随着经济社会持续快速发展,以及工业化、信息化、城镇化、市场化、国际化进程的不断加快,金融业的地位日益重要。就我国而言,间接融资居于主导地位,银行业机构是经济发展的主要资金融通者,在聚集资本、资源配置、支付中介等方面发挥着不可代替的作用。国内外的研究发现,金融发展通过对经济的一系列内在作用,促进了经济的增长、经济结构调整和发展方式转变。本文在对金融发展促进经济增长理论的总结过程中,对漯河市银行业支持地方经济发展的现状进行分析,发现了漯河市银行业在促进地方经济发展中发挥了重要作用,但也存在着诸如自身实力不足、创新能力差、信贷结构不合理、农村金融不健全及金融生态环境较差等问题,导致资金投放失衡、资金利用效率不高。最后,本文根据这些问题,结合漯河市经济发展和银行业发展的实际,提出了有针对性的政策建议
[Abstract]:Finance is the core of modern economy, along with the sustained and rapid development of economy and society, as well as industrialization, information, urbanization, marketization and internationalization, the position of financial industry is becoming increasingly important. As far as China is concerned, indirect financing plays a leading role. Banking institutions are the main financiers of economic development. They play an irreplaceable role in collecting capital, resource allocation, payment intermediary and so on. Studies at home and abroad show that financial development promotes economic growth, economic structural adjustment and transformation of development mode through a series of internal effects on the economy. In the process of summarizing the theory of financial development and promoting economic growth, this paper analyzes the present situation of Luohe banking supporting local economic development, and finds that Luohe banking plays an important role in promoting local economic development. However, there are some problems such as insufficient strength, poor innovation ability, unreasonable credit structure, imperfect rural finance and poor financial ecological environment, which lead to the imbalance of capital investment and the low efficiency of capital utilization. Finally, according to these problems and the reality of Luohe City's economic development and banking development, this paper puts forward some targeted policy recommendations.
【学位授予单位】：郑州大学
【学位级别】：硕士
【学位授予年份】：2013
【分类号】：F832.33;F127

【参考文献】