城乡统筹基本养老保险法律制度研究

发布时间：2018-02-01 15:40

本文关键词： 基本养老保险城乡统筹筹资模式待遇标准　出处：《辽宁大学》2016年硕士论文　论文类型：学位论文

【摘要】：我国社会保障制度因受二元发展格局影响自建立之初便沿着城乡分割的方向发展,养老保险制度改革在社会保障制度发展中占有举足轻重的地位,而城乡分割造成养老保险在城乡间的差距逐渐拉大,故而统筹城乡基本养老保险制度得到国家及社会公众愈来愈高的重视。“二元结构”造成基本养老保险制度在地域、政策、身份等方面存在明显差异以致养老保险制度长久以来呈“碎片化”状态发展。随着市场经济的平稳较快发展,城乡之间的人员流动日趋频繁,当前又处于城乡共同协调发展的重要阶段,导致基本养老保险制度碎片化现状与城乡一体化、人口流动之间的矛盾愈演愈烈。为了使养老保险制度能够覆盖所有社会成员并保证其能够得以长久健康发展,加快城乡统筹基本养老保险制度建设进程势在必行。法律由国家强制力保障实施,建立城乡统筹基本养老保险法律制度是养老保险制度城乡统筹发展的重要保障。所以本文基于“新农保”与“城居保”已然合并的事实,所提议的养老保险体系主要研究对象为如何对城乡居民养老保险与城镇职工养老保险制度进行有效衔接而最终建设起城乡统筹基本养老保险制度。我国至今还没有完备的城乡统筹养老保险法律制度体系,相关规定仅体现于《社会保险法》以及一些政策、意见、通知等,使现行法律规定无法有效规制城乡统筹养老保险制度,故本文依据国内外成熟的基本理论及先进的实践经验,针对我国统筹城乡基本养老保险法律制度在建设过程中将要面对的一系列挑战,对法律制度的设计提出行之有效的建议措施。本文三部分内容结构如下：第一部分,阐述城乡统筹基本养老保险法律制度的理论内涵。科学界定了城乡统筹养老保险、城乡统筹养老保险法律制度的概念与城乡养老保险的基本类型,随之对城乡统筹养老保险的理论基础包括社会公平理论、城乡统筹发展理论以及社会公民权理论进行分析,从而得出养老保险城乡统筹发展对完善养老保险制度具有积极的推进作用,既是促进城乡社会共同发展的必要手段又是保证社会稳定的重要举措,并且部分机制的统一、政府职能的转变、经济的平稳较快发展为养老保险城乡统筹提供了可行性基础。第二部分,总结城乡统筹养老保险法律制度发展现状和困境。对我国目前关于养老保险城乡统筹的现行规定进行阐述,我国城乡统筹养老保险法律制度正处于适用范围不断扩大、待遇水平有所提高、财政支持发挥显著作用的运行现状,基于现状总结出我国在构建城乡统筹养老保险法律制度过程中仍面临着诸多困境：首先,筹资模式在缴费责任主体、缴费标准与参保方式上存在着巨大差异；其次,城乡养老保险待遇标准参差不齐导致待遇水平差距悬殊；再次,分散化管理体制影响养老保险统筹层次的提高：最后,城乡养老保险间缺乏有效的衔接机制进而不利于统筹发展的实现。第三部分,探讨我国城乡统筹养老保险法律制度的完善措施。在前两部分论述的基础上,基于我国城乡统筹养老保险的立法和运行现状以及建设进程中面对的困境,在借鉴外国成熟实践经验基础上并结合我国国情,对城乡统筹养老保险法律制度内容的完善提出自己的意见：健全城乡统筹养老保险的立法体系；明确构建城乡统筹养老保险法律制度的基本原则,包括政府主导与责任分担、兼顾公平与效率、统一性与差别性及分步实施统筹推进四项原则；通过筹资模式、待遇标准、管理体制与城乡养老保险制度整合衔接四个方面来完善城乡统筹养老保险法律制度的具体内容。
[Abstract]:The social security system of our country from two yuan development pattern since the beginning of the division between urban and rural areas along the direction of the reform of the endowment insurance system plays an important role in the development of the social security system, and the division of urban and rural endowment insurance cause the gap between the city and the countryside gradually widened, so the urban and rural basic endowment insurance system by the state and the public attention more and more. The "two element" caused by the basic old-age insurance system in the region, policy, and other aspects of identity difference that the endowment insurance system for a long time was fragmented state of development. With the steady and rapid development of the market economy, the increasingly frequent personnel flow between urban and rural areas, and in the current stage the coordinated development of urban and rural areas, the basic old-age insurance system leads to fragmentation of urban and rural integration, the contradiction between population flow between the increasingly fierce In order to make the endowment insurance system to cover all members of society, and ensure that it can be a long and healthy development, accelerate urban and rural basic old-age insurance system construction process. It is imperative to guarantee the implementation of the law by the national compelling force, to establish the system of basic old-age insurance law is an important guarantee of urban and rural endowment insurance system of urban and rural development. So this paper is based on "new agricultural insurance and city home insurance" is the fact that the merge of endowment insurance system proposed by the main object of study is how to urban and rural residents pension insurance system of old-age insurance for urban workers and the effective cohesion and finally build up the basic old-age insurance system for urban and rural areas. China has no system of urban and rural endowment insurance legal system is complete the relevant provisions of the social insurance law lies only in < > and some policy advice, notification, the existing legal provisions can not be The effective regulation of urban and rural endowment insurance system, so this paper based on the basic theory of domestic and foreign mature and advanced practical experience, a series of challenges for the basic old-age insurance legal system of China's urban and rural face in the construction process in the design of the legal system of the proposed measures effective. In the three part of this paper is as follows: the first part explains the theoretical connotation of the basic old-age insurance legal system of urban and rural areas. The scientific definition of urban and rural endowment insurance, this type of urban and rural endowment insurance legal system and the concept of urban and rural pension insurance base, along with the theoretical basis of urban and rural endowment insurance includes social justice theory, analysis of urban and rural development theory and social citizenship the theory, so that the endowment insurance of urban and rural development has a positive role in promoting the perfection of the pension insurance system, which is The necessary means to promote the common development of urban and rural society is an important measure to ensure social stability, and unified mechanism, the transformation of government functions, steady and rapid economic development provides a feasible basis for urban and rural pension insurance. The second part summarizes the urban and rural endowment insurance law system development status quo and difficulties of the current regulations on pension insurance. Urban and rural areas in our country at present were introduced, China's urban and rural old-age insurance legal system is constantly expanding the scope of application, the treatment level has improved, financial support play a significant function of the status quo, summed up the status quo in China in the process of the construction of urban and rural endowment insurance legal system is still faced with many difficulties: first of all, based on Financing in the mode of payment responsibility, payment standard and the insured on the way there is a huge difference; secondly, urban and rural old-age insurance benefits standard Quasi uneven level gap lead to treatment; thirdly, the decentralized management system of raising the pooling level of pension insurance: finally, implementation of urban and rural pension insurance between the lack of effective cohesion mechanism which is not conducive to the overall development. In the third part, the discussion of China's urban and rural endowment insurance measures for perfecting the legal system. On the basis of the first two parts the face, legislation and operation of the status quo of China's urban and rural endowment insurance and the construction process based on the plight, in reference to foreign mature on the basis of practical experience combined with China's national conditions and put forward their own opinions on improving urban and rural endowment insurance law system includes: improving legislative system of urban and rural endowment insurance; the basic principles of establishing endowment insurance system of urban and rural areas, including government leading and responsibility, fairness and efficiency, unity and difference The four principles should be implemented in a coordinated way, and the specific contents of the legal system of urban and rural overall pension insurance should be improved in four aspects: financing mode, treatment standard, integration of management system and urban-rural pension insurance system.

【学位授予单位】：辽宁大学
【学位级别】：硕士
【学位授予年份】：2016
【分类号】：F842.67

【参考文献】