金融支持安徽城镇化建设问题研究

发布时间：2018-06-03 06:13

本文选题：安徽 + 城镇化　；参考：《安徽大学》2015年硕士论文

【摘要】：1978年改革开放到2014年,城镇化水平在我国不断提高,但到2014年底,中国城镇化水平为54.77%,与世界平均水平还有一定的差距。伴随我国经济的不断发展,仅仅依赖投资、出口增长的状况将难以维持,而大力发展城镇化以扩大内需成为经济发展的必然选择。安徽省是农业和人口较多的省份,对于城镇化的发展一直较为重视,开展安徽省城镇化进程的研究分析对于我国其他地区的城镇化发展具有重要的示范意义。能够对城镇化发展产生影响的因素很多,金融的影响是非常重要的要素。城镇化发展过程中金融市场发挥重要作用,同时城镇化的快速发展也会促进金融市场的发展,金融市场解决城镇化发展过程中的资金短缺问题。所以不论从理论上还是从实际的现实需求角度,研究金融支持安徽省城镇化建设都是必要的。本文从理论上研究金融助推城镇化发展的内在机理,城镇化不只是农村人口向城镇转移,成为城市人口,而且还应该包括基础设施建设,收入水平提高,生态环境有所改善,让非城镇人口享受到城市应有的社会保障、医疗服务、教育等。所以本文为了全面展开城镇化的研究主要包括：人口、产业和社会三个维度的城镇化。其中,产业城镇化从产业发展和结构角度考量城镇化发展,核心是人口城镇化,城镇基础设施建设、生态坏境以及居民生活水平的改善统一体现为综合城镇化。产业城镇化要求：为大量农村剩余劳动力提供就业机会、保证能有较为稳定的收入来源。人口城镇化要求：人们愿意进入城镇,降低非城镇人口对土地的依赖和人们本身综合能力的提高。综合城镇化要求：城镇基础设施配套齐备、生态环境持续改善,生活的品质有所保障。金融机构能够吸收社会资本、使资本能够有效流通和利用,进一步提高农业劳动生产率,有效提高人地分离程度和人口就业水平；中小企业的运转离不开金融机构；金融助推城镇基础设施建设,优化生态环境,使居民幸福指数提高,让城镇更具吸引力。本文对安徽省城镇化和金融支持现状进行的详细分析,旨在为实证分析提供很好的基础。创建金融支持度和城镇化水平衡量指标体系。用因子和回归分析展开实证分析得出的结论是：金融支持度和城镇化发展能够相互促进。另一方面,提出金融支持安徽省城镇化发展存在的问题,针对安徽省实际情况,提出相应的政策建议：包括金融机构层面和政府部门层面。政府部门：引导金融支持,完善相应政策；重视信用体系建设,为金融发展提供良好环境；改善信贷供给体系,减少资金外流。金融机构方面：完善政策性金融支持制度,促进城镇化发展；提高金融服务水平,利用城镇化发展机遇促进自身发展；成立金融支持城镇化协调小组,统一各方力量支持城镇化；向经济发展落后地区及中小企业发展提供更多支持；各金融机构可以发挥各自优势,为城镇化发展服务；提高风险管理能力,防范系统性风险。
[Abstract]:Since the 1978 reform and opening up to 2014, the level of urbanization has been continuously improved in China, but by the end of 2014, the level of urbanization in China is 54.77%, and there is still a certain gap between the average level of the world. With the continuous development of our economy, the situation of export growth will be difficult to maintain by relying solely on investment, and the development of urbanization to expand domestic demand will become a economy. The inevitable choice of development. Anhui province is a province with more agriculture and population. It has always attached great importance to the development of urbanization. The research and analysis of the urbanization process in Anhui province has an important demonstration significance for the development of urbanization in other areas of our country. There are many factors that can affect the development of urbanization in China, and the influence of finance is very important. The important factor is that the financial market plays an important role in the process of urbanization, and the rapid development of urbanization will also promote the development of the financial market, and the financial market can solve the shortage of funds in the process of urbanization. Therefore, financial support for the urban construction of Anhui province is studied in terms of theory or practical needs. It is necessary. This paper theoretically studies the internal mechanism of the development of the urbanization of finance, which is not only the transfer of the rural population to the cities and towns, the urban population, but also the construction of the infrastructure, the improvement of the income level and the improvement of the ecological environment, so that the non urban population can enjoy the social security of the city and the medical suit. Therefore, the study of urbanization in this article mainly includes the urbanization of three dimensions: population, industry and society. Among them, the industrialization of urbanization from the angle of industrial development and structure is to examine the development of urbanization, the core is the urbanization of the population, the establishment of urban infrastructure, the ecological environment and the improvement of the living standard of the residents. The requirement of the urbanization is to provide employment opportunities for a large number of rural surplus labor and ensure a more stable source of income. Population urbanization requires that people are willing to enter towns, reduce the dependence of non urban population on land and improve the comprehensive energy of people themselves. The facilities are fully equipped, the ecological environment continues to improve, the quality of life is guaranteed. The financial institutions can absorb social capital, make the capital effective circulation and use, further improve the agricultural labor productivity, improve the degree of human separation and the level of population employment; the operation of small and medium-sized enterprises can not be separated from the financial institutions; the financial booster city is inseparable from the operation. The town infrastructure construction and the optimization of the ecological environment make the residents' happiness index more attractive and make the town more attractive. This paper makes a detailed analysis of the current situation of urbanization and financial support in Anhui Province, aiming at providing a good foundation for the empirical analysis. The conclusion is that financial support and the development of urbanization can promote each other. On the other hand, it puts forward the problems of financial support for the development of urbanization in Anhui province. In view of the actual situation in Anhui Province, the corresponding policy suggestions are put forward, including the financial institution level and the government department level. The government departments should guide financial support and improve the financial support. Corresponding policies, pay attention to the construction of credit system, provide a good environment for financial development, improve the credit supply system and reduce the outflow of funds. Financial institutions should improve the policy based financial support system, promote the development of urbanization, improve the level of financial services, use the opportunities of urbanization to promote their own development, and establish financial support for urbanization. The coordination group will unite the forces to support the urbanization; provide more support to the backward areas and the development of small and medium enterprises; the financial institutions can give full play to their respective advantages, serve the development of urbanization, improve the risk management ability and prevent systemic risk.
【学位授予单位】：安徽大学
【学位级别】：硕士
【学位授予年份】：2015
【分类号】：F832;F299.21

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