从战略上化解成长链金融风险
发布时间：2018-09-09 11:10
【摘要】：正基于生命周期的成长链金融将自然人的一生分为成长、就业、成熟及退休四个阶段,并对自然人进行跨期动态授信。成长链金融具有终生性服务理念,对自然人阶段性过度授信,更加人性化,提供综合化的金融服务,整体优化与局部优化并重。但是成长链金融在今后的发展中可能会面临着流动性风险、违约风险、意外风险,同时也会受到竞争对手的威胁,受限于国内征信体系以及社会保障体系的不完善,为了应对这些风险,当前应该
[Abstract]:The life cycle based growth chain finance divides the life of natural person into four stages: growth, employment, maturity and retirement, and carries on the intertemporal dynamic credit to the natural person. The growth chain finance has the life-long service idea, the natural person stage excessive credit, more humanized, provides the comprehensive financial service, the overall optimization and the partial optimization equally emphasizes. However, growth chain finance may face liquidity risk, default risk, unexpected risk in the future development, at the same time, it will be threatened by competitors, limited by the imperfect domestic credit system and social security system. In order to deal with these risks, we should now
【作者单位】： 南京财经大学中国区域研究中心;江苏省互联网金融协会;江苏银行总行董事办;南京财经大学金融学院;
【分类号】：F832.33
，
本文编号：2232206
[Abstract]:The life cycle based growth chain finance divides the life of natural person into four stages: growth, employment, maturity and retirement, and carries on the intertemporal dynamic credit to the natural person. The growth chain finance has the life-long service idea, the natural person stage excessive credit, more humanized, provides the comprehensive financial service, the overall optimization and the partial optimization equally emphasizes. However, growth chain finance may face liquidity risk, default risk, unexpected risk in the future development, at the same time, it will be threatened by competitors, limited by the imperfect domestic credit system and social security system. In order to deal with these risks, we should now
【作者单位】： 南京财经大学中国区域研究中心;江苏省互联网金融协会;江苏银行总行董事办;南京财经大学金融学院;
【分类号】：F832.33
，
本文编号：2232206
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