上海失地农民养老保险实施效果评价研究

发布时间：2018-05-15 01:12

本文选题：失地农民 + 养老保险　；参考：《上海工程技术大学》2011年硕士论文

【摘要】：由于我国人口众多，经济发展水平较低，尤其是城乡贫富差距大，农民生活水平低等原因，再加上中国农村土地的一系列特殊性，我国失地农民的养老保险问题显得尤为复杂。本文主要针对上海城市化进程中失地农民养老保险的实施效果进行评价，在此基础上找出存在的问题，并提出相应的对策建议。通过查阅多篇国内外文献资料，发现目前学者们关于失地农民养老保险的研究多是定性分析，实证研究不多。主要集中在以下几个方面：一部分主要集中于土地征用与失地农民的补偿安置、建立失地农民养老保险制度的必要性、可行性以及养老保险基金方面的研究等内容；另一部分专注于失地农民养老保险模式与各地的实践研究，同时指出了存在的问题，提出了具体对策。在前期研究的基础上，本文主要在以下三个方面对上海失地农民养老保险的实施效果进行评价和分析：（1）上海失地农民养老保险的改革历程与实施现状。在介绍上海失地农民的安置保障历程的基础上，对上海市现行的养老保险进行了具体分析。首先，将失地农民的养老金、养老保险缴费等与上海目前的“城保”进行比较，发现失地农民养老保险制度保障项目较单一，在缴费和待遇水平上与“城保”存在较大差距。其次，将其与国内同类发展地区（北京、杭州、青岛等地）比较，分析上海失地农民养老保险的合理性。从而得出结论，，认为上海失地农民的养老保险制度在保障水平和缴费上都处于全国领先水平，但它在对所有被征地农民的覆盖范围以及制度衔接方面，还存在一些缺陷。（2）上海失地农民养老保险实施效果调查分析。重点以松江区的失地农民为调查对象，了解失地农民养老保险的真实状况，并对调查结果进行统计分析。上海失地农民对养老保险的总体评价是比较满意的，尤其是在养老保险待遇水平、养老保险机构服务方面，但是仍不够均衡。（3）初步构建养老保险实施效果评价指标体系，运用专家打分和模糊综合评价对上海失地农民养老保险实施效果予以综合评价，并对失地农民的满意度进行总体分析。最后通过比较分析、调查研究与综合评价结果的测算，提出了上海失地农民养老保险取得的成效与存在的问题。上海失地农民养老保险制度实施效果的总体评价一般，它自实施以来覆盖面不断扩大，待遇水平不断提高，保障了大多数失地农民的利益。但是，仍存在与“城保”的保障水平差距较大、基金自身平衡能力较弱、区县财政压力较大、制度衔接性差等问题。因此，本文提出了整合上海养老保险制度、通过转移并轨使“镇保”逐步过渡到“城保”的建议，并提出要平衡基金压力、加强市级财政的协调作用等对策，为上海失地农民养老保险的可持续发展寻求出路。
[Abstract]:Because of the large population, low level of economic development, especially the big gap between the rich and the poor in urban and rural areas, the low standard of living of farmers, and a series of particularities of rural land in China, the problem of endowment insurance for landless farmers in China appears to be particularly complex. Based on the evaluation of the implementation effect of land-lost farmers' endowment insurance in the process of urbanization in Shanghai, this paper finds out the existing problems and puts forward corresponding countermeasures and suggestions. Through consulting many literatures at home and abroad, it is found that most of the scholars' researches on land-lost farmers' endowment insurance are qualitative analysis, but there are few empirical studies. It mainly focuses on the following aspects: a part mainly focuses on land expropriation and compensation and placement of land-lost farmers, the necessity, feasibility and research on pension insurance fund of land-lost farmers; The other part focuses on the mode of land-lost farmers' endowment insurance and the practical research in various places, and points out the existing problems and puts forward some concrete countermeasures. On the basis of the previous research, this paper evaluates and analyzes the implementation effect of Shanghai land-lost farmers' old-age insurance in the following three aspects: 1) the reform course and present situation of Shanghai land-lost farmers' endowment insurance. On the basis of introducing the process of resettlement and security of landless farmers in Shanghai, this paper makes a concrete analysis of the current old-age insurance in Shanghai. First of all, comparing the old-age pension and endowment insurance contribution of land-lost farmers with Shanghai's current "city insurance", it is found that the old-age insurance system of land-lost farmers has a single item, and there is a big gap between the payment and treatment level and "urban insurance". Secondly, compared with the similar development areas in China (Beijing, Hangzhou, Qingdao, etc.), the rationality of Shanghai land-lost farmers' endowment insurance is analyzed. It is concluded that the old-age insurance system of land-lost farmers in Shanghai is in the leading level of the whole country in terms of security level and payment, but it still has some defects in covering all the peasants who have been expropriated and in the connection of the system. 2) investigation and analysis on the effect of endowment insurance for landless farmers in Shanghai. This paper focuses on the landless peasants in Songjiang District to find out the true situation of the old-age insurance of the landless peasants, and to make a statistical analysis on the results of the investigation. Shanghai landless farmers are satisfied with the overall evaluation of pension insurance, especially in the level of pension insurance treatment, pension insurance institutions services, but still not balanced. 3) the evaluation index system of the implementation effect of the old-age insurance is preliminarily constructed, and the comprehensive evaluation of the implementation effect of the old-age insurance for the land-lost farmers in Shanghai is carried out by using expert scoring and fuzzy comprehensive evaluation, and the overall analysis of the satisfaction degree of the land-lost farmers is carried out. Finally, through comparative analysis, investigation and comprehensive evaluation of the results of the calculation, put forward the Shanghai land-lost farmers pension insurance achievements and existing problems. The general evaluation of the effect of the old-age insurance system for the land-lost peasants in Shanghai is general. Since its implementation, the coverage has been continuously expanded, the treatment level has been improved, and the interests of most land-lost farmers have been guaranteed. However, there are still some problems, such as big gap between the level of guarantee and "city insurance", weak balance ability of fund itself, greater financial pressure in districts and counties, and poor system cohesion. Therefore, this paper puts forward the suggestion of integrating the pension insurance system in Shanghai, making the "town insurance" transition to "city insurance" step by transferring the system, and putting forward some countermeasures, such as balancing the fund pressure and strengthening the coordinating role of the municipal finance, and so on. To find a way out for the sustainable development of the endowment insurance for the landless peasants in Shanghai.
【学位授予单位】：上海工程技术大学
【学位级别】：硕士
【学位授予年份】：2011
【分类号】：C913.7

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