BH融资租赁公司融资途径选择研究

发布时间：2018-03-07 06:08

本文选题：融资现状　切入点：融资途径　出处：《天津商业大学》2017年硕士论文　论文类型：学位论文

【摘要】：随着高速铁路、新能源、风电等新兴行业的快速发展,中国“一带一路”和“长江经济区”国家战略的快速发展,新兴融资租赁行业处于高增长状态,其发展也离不开资金的支持。融资租赁是集融资和融物为一体的融资方式,近年来的发展广受关注。但是,在中国的融资租赁行业发展中,其总体规模不断上升,而发展中存在的问题却越来越突出。最重要的因素是融资租赁公司面临着单一的融资渠道,他们主要依靠银行贷款,虽然信托和基金等融资方法也得到了发展,但总体仍处在初期阶段,解决中国融资租赁公司的融资途径成为主要任务。本文试图从出租人角度出发,对融资租赁企业的融资途径进行分析,探讨融资过程中存在的问题。本着降低企业融资成本、减轻融资风险、增强盈利能力、拓宽融资途径的目的,选取BH融资租赁公司(以下简称BH租赁公司)为研究对象,在分析BH租赁公司发展现状和融资问题后选取两项售后回租项目说明BH租赁公司选择融资途径遵循的原则、方法,提出完善BH租赁公司融资途径的对策。通过分析可以看出我国融资租赁公司仅依靠资本金和银行贷款融资很难有较大发展,从BH租赁公司自身发展情况和外部环境及经验出发,提出关于租赁资产、内部融资能力、保理融资、政策支持、国外经验等多项建议,希望以BH租赁公司折射整个行业,为融资租赁公司融资途径的选择与结构优化提供蓝本。
[Abstract]:With the rapid development of high-speed railway, new energy, wind power and other emerging industries, and the rapid development of the national strategy of China's "Belt and Road" and "Yangtze River Economic Zone", the emerging financial leasing industry is in a state of high growth. The development of financial leasing is a combination of financing and financing, and the development in recent years has attracted much attention. However, in the development of financial leasing industry in China, its overall scale is rising. The most important factor is that financial leasing companies are facing a single financing channel. They mainly rely on bank loans, although trust and fund financing methods have also been developed. However, the overall situation is still in the initial stage, and the main task is to solve the financing ways of Chinese financial leasing companies. This paper attempts to analyze the financing ways of financial leasing enterprises from the perspective of lessors. In order to reduce the financing cost, reduce the financing risk, enhance the profitability and broaden the financing channel, BH financial leasing company (BH leasing company) is chosen as the research object. After analyzing the present situation and financing problems of BH leasing company, two items are selected to explain the principles and methods of BH leasing company's choice of financing ways. This paper puts forward the countermeasures to perfect the financing way of BH leasing company. Through the analysis, we can see that it is very difficult for our financial leasing company to develop greatly only by capital and bank loan financing. Starting from the development situation and external environment and experience of BH leasing company, Some suggestions on leasing assets, internal financing capacity, factoring financing, policy support, foreign experience and so on are put forward. It is hoped that BH leasing company can refract the whole industry and provide a blueprint for the choice and structure optimization of financing channels for financial leasing companies.
【学位授予单位】：天津商业大学
【学位级别】：硕士
【学位授予年份】：2017
【分类号】：F832.39

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