新形势下两岸银行业合作路径与推进对策——基于竞争优势视角

发布时间：2018-03-20 12:45

本文选题：两岸银行业　切入点：合作路径　出处：《上海金融》2017年06期 　论文类型：期刊论文

【摘要】：随着两岸经贸往来的日渐频繁,两岸金融市场日趋融合,2015年福建自贸区的成立更为两岸金融合作提供了重要平台。然而,2015年"318太阳花学运"的爆发致使《海峡两岸服务贸易协议》暂时搁置,台湾政党的更替以及两岸经贸交流的放缓,更使两岸银行业深化合作困难重重。新形势下,本文以竞争优势为视角,通过对比发现两岸银行业存在明显的优势互补,且从竞争力提升速度看,台湾银行业的竞争力发展速度优于大陆,两岸银行业的互补优势恰是影响两岸银行业竞争力提升的关键,两岸银行业存在进一步深化合作的现实基础。基于实证结论,本文从规模、效益、管理、风控四方面提出了新形势下两岸银行业深化合作可行路径,并从制度先行、依托福建自贸区、对接"一带一路"战略等环节提出相应的推进对策。
[Abstract]:With the increasing economic and trade exchanges between the two sides of the Taiwan Strait, With the increasing integration of cross-strait financial markets, the establishment of the Fujian Free Trade Zone in 2015 provided an important platform for cross-strait financial cooperation. However, the outbreak of the "318 Sunflower Learning Movement" in 2015 caused the "Agreement on Cross-Strait Service Trade" to be temporarily shelved. The turnover of Taiwan's political parties and the slowdown in cross-strait economic and trade exchanges have made it more difficult for banks across the strait to deepen their cooperation. Under the new situation, this paper, from the perspective of competitive advantages, finds that there are obvious complementary advantages between the banks of both sides of the strait. From the point of view of the speed of competitiveness enhancement, Taiwan's banking industry is developing more rapidly than the mainland, and the complementary advantages of the banks across the Taiwan Strait are the key to the improvement of the competitiveness of the banks across the Taiwan Strait. There is a realistic foundation for further deepening cooperation between banks across the Taiwan Strait. Based on the empirical conclusions, this paper puts forward a feasible way to deepen the cooperation between the banks of both sides of the strait under the new situation from the aspects of scale, benefit, management and risk control, and gives priority to the system. Based on Fujian Free Trade Zone, the strategy of "Belt and Road" and other links are put forward.
【作者单位】：中国人民银行漳州市中心支行;
【分类号】：F832

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