让与担保制度研究

发布时间：2018-05-11 19:30

本文选题：让与担保 + 典型担保物权　；参考：《南昌大学》2017年硕士论文

【摘要】：最高人民法院出台的关于民间借贷的司法解释,其中第24条被认为是关于让与担保的规定。但是由于该规定只涉及了民间借贷的情况,且并未直接言明让与担保,因此引发本文对于是否建立让与担保制度的深思。正文共四部分论述让与担保制度。第一部分是对让与担保的概述,首先通过让与担保的定义总结出其所具备的法律特征。其次将让与担保和商品房按揭制度、动产抵押制度做比较,虽然与相关制度有相似处,但是让与担保的独特优势决定了其存在的合理性。最后通过市场经济的需求总结出了让与担保的有利作用。第二部分主要谈论让与担保性质和效力的现行观点。其一是法学界对于让与担保的法律性质和效力的学说,法律性质包括所有权构成说和担保权构成说两种,法律效力包括有效说和无效说两种观点。其二是审判实务中有关让与担保纠纷的处理情况。作者通过在裁判文书网上搜索的不动产让与担保、动产让与担保、权利让与担保共七个案件,归纳出在让与担保无效和有效情况下法院的裁判理由。第三部分是作者观点,通过确认让与担保不属于通谋虚伪表示、不违反禁止流质、不违反物权法定原则以证明其有效性。本文认为让与担保具有担保属性,应当和典型担保物权属于同一担保体系。第四部分是完善让与担保制度的建议,主要包括立法形式、公示制度、清算原则和不同情况下的担保效力认定。
[Abstract]:The Supreme people's Court has issued a judicial interpretation of private lending, article 24 of which is considered to be a provision on alienation guarantees. However, this regulation only involves the situation of private lending, and does not directly express the transfer guarantee, so this article is concerned about whether to establish the transfer guarantee system. The text consists of four parts on the system of transfer guarantee. In the first part, the author summarizes the legal characteristics of transferable security by the definition of assignment guarantee. Secondly, the transfer guarantee and the mortgage system of commercial housing and the system of chattel mortgage are compared. Although there are similarities with the relevant systems, the unique advantages of the transferable guarantee determine the rationality of its existence. Finally, through the demand of market economy summed up the beneficial role of transfer guarantee. The second part mainly discusses the current views on the nature and effectiveness of the assignment of security. The first is the theory of the legal nature and effect of the transferable security. The legal nature includes the constitution of ownership and the constitution of the security right, and the legal effect includes the theory of validity and the theory of invalidity. The second is about the disposition of the dispute of assignment and guarantee in the trial practice. Through seven cases of immovable property assignment guarantee and assignment guarantee, the author concludes the court's reasons for the invalidity and validity of the assignment guarantee. The third part is the author's point of view, by confirming that the transfer guarantee does not belong to conspiracy hypocrisy, does not violate the prohibition of fluid, does not violate the principle of property law to prove its validity. This paper holds that the transfer security has the property of security and should belong to the same security system as the typical security interest. The fourth part is the suggestion of perfecting the system of transferable guarantee, including legislative form, publicity system, liquidation principle and the confirmation of guarantee effect under different circumstances.
【学位授予单位】：南昌大学
【学位级别】：硕士
【学位授予年份】：2017
【分类号】：D923.2

【参考文献】