民间借贷纠纷中保证人配偶责任的认定

发布时间：2018-06-07 03:20

本文选题：保证人配偶 + 保证合同　；参考：《沈阳师范大学》2017年硕士论文

【摘要】：自民间借贷纠纷中保证人配偶的责任在司法实践中出现以来,实务界和理论界并没有统一的裁判标准和学术观点。基于保证的相关特性和保证合同的基本性质,保证人的配偶是否从保证合同中获得利益对其是否应该承担责任起到了决定性的作用。我国法律未对保证人配偶的责任做出明确的规定,但是其责任的承担与否仍与我国《婚姻法》、《合同法》、《担保法》等法律规定息息相关。本文主要从三个方面论述保证人配偶的责任:文章首先以两则司法实务案例引出学界对于保证人配偶是否应该承担责任的争议焦点。学界及实务界对于该问题主要有两种观点:第一种观点是,仅仅依据我国婚姻法司法解释二第二十四条的规定,在排除恶意串通和恶债的前提条件下,认为保证人的配偶应该承担责任。第二种观点认为,保证人配偶是否承担责任,不应该只考虑婚姻法的相关规定,要结合保证和保证合同的相关性质,以及案件的具体情况进行分析和认定。文章分别从《婚姻法》中夫妻财产制度、债务、婚姻状况等方面;《担保法》中保证的相关规定;《合同法》中保证合同的基本性质、相对性原则等方面;以及保证人是否涉及无权处分等问题,从不同角度对保证人配偶的责任进行了分析论述。若要认定保证人配偶的责任,那么其自身获得相应的利益则是必要条件。而我国的婚姻财产制度以及夫妻之间的婚姻状况又是确定保证人配偶是否获得利益的基础。无权处分相关问题以及合同相对性原则也对保证人配偶责任有着重要影响。在分析保证人配偶责任时,不应单纯的依据婚姻法相关规定,应该综合上述三个角度,确定案件真实情况,针对具体案件做出相应裁判。通过对两则案例的分析,笔者最后形成了自己的关于此种问题的解决方案,即债权人可以通过申请法院确定保证人的配偶为无独立请求权第三人的方式参加诉讼,以便更好的查清事实,解决保证合同纠纷。
[Abstract]:Since the responsibility of the guarantor's spouse appeared in the judicial practice in the civil loan dispute, there is no unified judgment standard and academic point of view in the practical and theoretical circles. Based on the relevant characteristics of warranty and the basic nature of warranty contract, whether the guarantor's spouse obtains benefits from the warranty contract plays a decisive role in whether he or she should bear the responsibility. The law of our country does not make a clear stipulation on the responsibility of the guarantor's spouse, but the assumption of the responsibility is still closely related to the provisions of the Marriage Law, the contract Law, the guarantee Law and so on. This paper mainly discusses the responsibility of the guarantor's spouse from three aspects: firstly, the article leads to the controversy about whether the guarantor's spouse should bear the responsibility by two cases of judicial practice. The academic and practical circles have two main views on this issue: the first view is that only according to the provisions of Article 24 of the Judicial interpretation of the Marriage Law of our country, under the precondition of excluding malicious collusion and evil debts, It is believed that the sponsor's spouse should be held responsible. The second view is that the sponsor's spouse should not only consider the relevant provisions of the marriage law, but also analyze and determine the relevant nature of the guarantee and guarantee contract, as well as the specific circumstances of the case. The article separately from "Marriage Law" in the husband and wife property system, the debt, the marriage status and so on aspect, "the guarantee law" in the guarantee correlation stipulation, "contract law" guarantees the contract basic nature, the relativity principle and so on aspect; And whether the sponsor is involved in unauthorized disposition is discussed from different angles. If the sponsor's spouse is held responsible, it is necessary for him to obtain the corresponding benefits. The marital property system and marital status are the basis to determine whether the sponsor's spouse gets benefits. The related issues of unauthorized disposition and the principle of relativity of contract also have an important influence on the guarantor's spouse liability. In the analysis of the sponsor's spouse responsibility, we should not simply according to the relevant provisions of the Marriage Law, should synthesize the above three angles, determine the true situation of the case, and make the corresponding judgment for the specific case. Through the analysis of two cases, the author has finally formed his own solution to this problem, that is, the creditor can take part in the lawsuit by applying for the court to determine the spouse of the guarantor as the third person without independent claim. In order to better find out the facts and resolve the contract dispute.
【学位授予单位】：沈阳师范大学
【学位级别】：硕士
【学位授予年份】：2017
【分类号】：D923

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