金融消费者隐私权保护法律问题研究

发布时间：2018-02-28 13:11

本文关键词： 金融消费者隐私权金融隐私权法金融监管　出处：《兰州财经大学》2015年硕士论文　论文类型：学位论文

【摘要】：随着信息化产业的发展,网络在人们生产、生活中的作用显得愈发重要。作为网络信息技术与现代金融相结合产物的网络金融正以迅猛的速度对我们的社会生活产生深远影响。由于金融消费者在市场交易中的弱势地位,使得其权益特别是隐私权常常受到侵害。金融消费者隐私权是传统隐私权在金融领域的延伸,是金融消费者的重要权利之一。金融消费者隐私权不仅应该作为一种独立的人格权进行保护,而且它还是一种财产权属性越来越明显的积极的人格权。第一部分:引言,主要介绍了本文的选题背景及研究意义,在分析国内外研究现状的基础上阐述本文所研究的内容。第二部分:通过分析对金融消费者隐私权的概念进行了界定,阐明了金融消费者隐私权的内容及其权能,对金融隐私权与其他隐私权的区别进行了分析。第三部分:对金融消费者隐私权的基础理论进行研究,明确人格尊严是金融消费者隐私权保护的逻辑起点和价值取向,财产性权利为金融消费者隐私权保护的核心内容。第四部分:从我国金融消费者隐私权受到侵害的现状分析入手,进而归纳总结出其表现形式。第五部分:对我国金融消费者隐私权的法律保护现状进行梳理并指出存在的问题。第六部分:以英美日为例,对其金融消费者隐私权保护方面的立法模式、立法制度等进行介绍,借鉴国外的有益立法经验和保护模式。第七部分:从立法方面提出适合我国国情的金融消费者隐私权保护机制的有关设想和立法建议。
[Abstract]:With the development of information industry, the network is produced by people. The role of life is becoming more and more important. As a result of the combination of network information technology and modern finance, network finance is having a profound impact on our social life at a rapid speed. Because of the weak position of financial consumers in market transactions, Financial consumer privacy is an extension of traditional privacy in the financial field. The right to privacy of financial consumers should be protected not only as an independent personality right, but also as a positive personality right with more and more obvious property attributes. This paper mainly introduces the background and significance of this paper, and expounds the content of this paper based on the analysis of the current research situation at home and abroad. Part two: through the analysis of the concept of financial consumer privacy is defined. This paper expounds the content and power of financial consumer's right to privacy, analyzes the difference between financial privacy and other privacy rights. Part three: the basic theory of financial consumer's right to privacy is studied. Making it clear that human dignity is the logical starting point and value orientation of the protection of the right to privacy of financial consumers, Property right is the core content of financial consumer privacy protection. Part 4th: from the analysis of the current situation of financial consumer privacy infringement in China, Then summarizes its manifestation. 5th part: combing the current situation of the legal protection of the right to privacy of financial consumers in China and pointing out the existing problems. 6th part: take Anglo-American Japan as an example, The legislative model and legislative system of the protection of the right to privacy of financial consumers are introduced. Part 7th: from the legislative point of view, the author puts forward some ideas and legislative suggestions on the protection mechanism of the right to privacy of financial consumers, which is suitable for the national conditions of our country.
【学位授予单位】：兰州财经大学
【学位级别】：硕士
【学位授予年份】：2015
【分类号】：D923;D923.8

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