融资租赁合同中出租人极利保护问题研究

发布时间：2018-03-26 06:10

本文选题：出租人　切入点：融资租赁活动　出处：《内蒙古大学》2015年硕士论文

【摘要】：改革开放以来,随着经济的迅猛发展,中国与外国的经济技术合作与交流也逐步加强。在交流与合作过程中,为了开辟利用外资的新渠道,吸收和引进国外的先进技术和设备,中国的融资租赁行业才逐渐发展起来。然而我国融资租赁业在发展的过程中,日益显现出各种问题。其中比较严重的就是出租人权利如何得到保护的问题。这是因为,出租人在融资租赁活动中起着重要的桥梁作用,既要和供货人订立买卖合同,又要和承租人订立租赁合同,而这两个合同又是相互关联、相互影响的,因此,在融资租赁交易中出租人的权益就可能会受到来自供货人和承租人双方的损害。虽然出租人为租赁物的所有权人,但是对于租赁物的占有、使用和部分收益权能,出租人并不享有,而为承租人享有,即在融资租赁活动中,一方当事人不能同时享有租赁物的所有权与使用权。因此,在融资租赁活动中就容易出现各种问题,最典型的就是租赁物被第三人善意取得。出租人在融资租赁活动中所作出的贡献最大,面临的风险也最大,但法律对于出租人权利保护的条款却很少。因此,笔者认为加强法律对出租人权利的保护还是很有必要的。维护好出租人的权益,具有非常重要的意义,不但可以维护交易安全、促进融资租赁行业乃至整个社会经济的发展,而且可以使闲置资金得到充分运用。本文通过对出租人的权利状况进行分析,发现现行法律对出租人权利保护的不足之处,并有针对地提出了保护出租人权利的立法建议。本文由引言、正文(三个部分)、结语三大部分组成。下面分述之：其中引言部分主要介绍了本文写作的背景情况及写作意义。正文首先对融资租赁合同中出租人的权利现状进行介绍。其侧重点包括以下两个方面,其一是对融资租赁合同中出租人所享有的权利进行简要的分析,其二介绍了现行立法对融资租赁合同的规定。通过对我国融资租赁合同的立法分析,发现我国融资租赁合同立法的不完善之处,进而发现立法对出租人权利保护的不足。第二部分主要对出租人权利风险的类型进行分析。出租人权利主要面临着以下几个方面的风险,主要包括出卖人与承租人的违约、租赁物物权的变动、承租人破产等。只有将出租人权利面临的风险归纳出来,才能更好地寻找保护出租人权利的办法。第三部分针对第二部分所列举的出租人权利所面临的风险,在借鉴国际经验的同时,寻求适合我国出租人权利的救济方法。在此提出了出租人选择权及其行使、建立租赁物登记制度、完善破产取回权制度以及引入保险制度等立法建议,希望能为今后的立法在出租人的权利保护方面提供一些参考。
[Abstract]:Since the reform and opening up, with the rapid development of the economy, the economic and technological cooperation and exchanges between China and foreign countries have been gradually strengthened. In the process of exchange and cooperation, in order to open up new channels for the utilization of foreign capital, we should absorb and introduce advanced technologies and equipment from abroad. China's financial leasing industry has developed gradually. However, in the process of development of China's financial leasing industry, more and more problems have emerged. Among them, the more serious problem is how to protect the lessor's rights. The lessor plays an important role as a bridge in the activities of financial leasing. It is necessary to conclude a contract of sale and purchase with the supplier and a lease contract with the lessee, and the two contracts are interrelated and affect each other. In a financial lease transaction, the lessor's interest may be impaired by both the supplier and the lessee. Although the lessor is the owner of the lease item, it is able to occupy, use and partly benefit from the lease item, The lessor does not enjoy it, but the lessee enjoys it, that is, in the financial lease activity, a party cannot enjoy both the ownership and the right to use the lease item. Typically, the leasehold is acquired by a third party in good faith. The lessor makes the greatest contribution to the financial lease activity and faces the greatest risks, but the law has few provisions for the protection of the lessor's rights. The author thinks that it is necessary to strengthen the protection of the lessor's rights by law. It is of great significance to protect the lessor's rights and interests, not only to maintain the transaction security, but also to promote the development of the financial leasing industry and even the whole society and economy. And can make full use of idle funds. Through the analysis of the lessor's rights, this paper finds out the deficiency of the protection of the lessor's rights under the current law. The author also puts forward some legislative suggestions to protect the lessor's rights. The main body (three parts and the conclusion of three parts). The following parts are described: the introduction part mainly introduces the background and significance of this paper. Firstly, the text introduces the current situation of lessor's rights in the financial lease contract. Its emphasis includes the following two aspects, The first is the brief analysis of the lessor's rights in the financial lease contract, the second is the introduction of the current legislation on the financial lease contract. Find out the imperfections of the legislation of financing lease contract in our country, The second part mainly analyzes the types of the lessor's right risk. The lessor's right mainly faces the following risks, including the breach of contract between the seller and the lessee. The change of the property right of the lease item, the bankruptcy of the lessee, etc. Only the risks faced by the lessor's rights can be summed up, In order to better find ways to protect the rights of lessors. The third part, in view of the risks faced by the lessors rights listed in part two, while drawing on international experience, In this paper, the author puts forward some legislative suggestions, such as the option of the lessor and its exercise, the establishment of the registration system of the lease item, the perfection of the system of the right to take back from bankruptcy and the introduction of the insurance system, etc. Hope to provide some reference for future legislation in the protection of lessor's rights.
【学位授予单位】：内蒙古大学
【学位级别】：硕士
【学位授予年份】：2015
【分类号】：D923.6

【参考文献】