我国信用评级机构民事法律责任探析

发布时间：2018-06-04 18:12

本文选题：信用评级机构 + 民事法律责任　；参考：《上海交通大学》2015年硕士论文

【摘要】：信用评级起源于美国,经过一个多世纪的发展,现已成为全球资本市场、信贷市场等领域的一项重要制度安排。信用评级作为资本市场的守门人,其专业、客观、公正的形象赢得了资本市场的广泛认可,是发行人与投资者信息沟通的桥梁。自安然事件,特别是次贷危机后,信用评级机构的民事法律责任受到了广泛的关注。本文着眼于信用评级机构的民事法律责任,通过对美国涉及信用评级机构民事法律责任的案例进行梳理,探寻我国信用评级机构的责任承担机制,全文共分为三个部分。第一部分为“信用评级及信用评级机构”,首先厘清了信用评级的概念与意义,并明晰了信用评级机构的内涵,然后阐明了国内外信用评级机构的发展现状,以及我国现有关于信用评级机构民事法律责任的规定及问题。为后文的论述做好铺垫。第二部分为“美国司法判例视角下信用评级机构的民事法律责任”,在对所有美国涉及信用评级机构的司法判例进行梳理后,发现美国法院对于信用评级机构态度从一味的通过宪法第一修正案给予保护到开始考察各种因素后再进行判断的转变,进而发现信用评级机构不仅具有新闻媒体身份,还具有专家身份,不同的身份对应着不同的民事法律责任。第三部分为“我国信用评级机构民事法律责任构建”,以信用评级机构的不同身份为出发点,分别探讨了作为新闻的信用评级机构的民事法律责任和作为专家的信用评级机构的民事法律责任,并提出相关的建议。
[Abstract]:Credit rating originated in the United States, after more than a century of development, has become a global capital market, credit market and other areas of an important institutional arrangements. As the gatekeeper of capital market, credit rating, whose professional, objective and fair image has won wide recognition in capital market, is the bridge between issuer and investor. Since the Enron incident, especially after the subprime mortgage crisis, the civil liability of credit rating agencies has received extensive attention. This paper focuses on the civil liability of the credit rating agencies, through combing the cases involving the civil liability of the credit rating agencies in the United States, and explores the liability assumption mechanism of the credit rating agencies in China. The full text is divided into three parts. The first part is "credit rating and credit rating agency", which firstly clarifies the concept and significance of credit rating, clarifies the connotation of credit rating agency, and then clarifies the development status of credit rating agency at home and abroad. As well as our country existing about the credit rating agency civil legal liability stipulation and the question. To lay the groundwork for the following discussion. The second part is "Civil liability of credit rating agencies in the perspective of American judicial jurisprudence", after combing all judicial cases involving credit rating agencies in the United States. It is found that the attitude of American courts towards credit rating agencies has changed from blindly protecting them through the first Amendment of the Constitution to making judgments after examining various factors, and further finding that credit rating agencies not only have the status of news media, Also has the expert status, the different status corresponds to the different civil legal liability. The third part is "the construction of civil liability of credit rating agencies in China", taking the different identities of credit rating agencies as the starting point. This paper discusses the civil liability of the credit rating agency as news and the civil liability of the credit rating agency as an expert, and puts forward some relevant suggestions.
【学位授予单位】：上海交通大学
【学位级别】：硕士
【学位授予年份】：2015
【分类号】：D923

【相似文献】