法律视角的“两权”抵押贷款问题浅析

发布时间：2018-07-07 07:12

本文选题：两权抵押 + 法律　；参考：《法制博览》2016年01期

【摘要】：从农村金融改革创新的实践来看,农村"两权"抵押贷款基本上是以基层政府出台政策性文件的形式予以认可,但在法律层面上面临较大制度障碍。建议按照依法自愿有偿原则,修改相关法律制度,或者按照《国务院关于开展农村承包土地的经营权和农民住房财产权抵押贷款试点的指导意见》,先允许试点地区在试点期间执行部分修改的法律。
[Abstract]:From the practice of rural financial reform and innovation, the "two rights" mortgage loans in rural areas are basically approved in the form of policy documents issued by grass-roots governments, but they face a great system obstacle on the legal level. Proposing to amend the relevant legal system in accordance with the principle of voluntary compensation in accordance with law, Or in accordance with the guidelines of the State Council on conducting pilot projects on the right to manage rural contracted land and the housing property rights of farmers mortgage loans, the law that has been partially amended in the pilot areas shall be allowed to be implemented during the pilot period.
【作者单位】：中国人民银行西安分行营业管理部;
【分类号】：D922.3;D923

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