抵押财产转让规则的模式选择——我国《物权法》第191条抵押物限制转让模式的解释论证成

发布时间：2019-07-12 08:20

【摘要】：无论是民法理论还是立法例都基本认同抵押财产的自由转让,但看似合理的自由转让模式背后,隐藏着巨大的风险。自由转让模式过分强调抵押人的处分权,忽视了存在复杂法律关系的抵押财产在实际流通中的困难,并且造成当事人在抵押财产转让前后法律地位的严重差异。通过将"抵押权人同意"缩小解释为对抵押财产转让价格的认可,避免了对抵押权人的过度保护,还能达到受让人和抵押权人之间的利益平衡,将对抗抵押权人的成本负担由受让人转移到抵押人,此外需要其实体和诉讼法律效力,特别是在抵押权的司法实现中的效力,防止抵押人与受让人恶意串通,通过执行异议、执行异议之诉妨害抵押权人的实现。
[Abstract]:Both civil law theory and legislation basically agree with the free transfer of mortgaged property, but behind the seemingly reasonable free transfer mode, there are great risks. The mode of free transfer overemphasizes the right of disposition of the mortgagor, neglects the difficulties in the actual circulation of the mortgaged property with complex legal relations, and results in the serious differences in the legal status of the parties before and after the transfer of the mortgaged property. By reducing the consent of the mortgagor as the recognition of the transfer price of the mortgaged property, the excessive protection of the mortgagor can be avoided, the balance of interests between the transferee and the mortgagee can also be achieved, and the cost burden against the mortgagor will be transferred from the transferee to the mortgagor, in addition to the legal effect of its entity and litigation, especially in the judicial realization of the mortgage, so as to prevent malicious collusion between the mortgagor and the transferee, Through the execution of the objection, the execution of the dissenting lawsuit hinders the realization of the mortgagor.
【作者单位】：吉林省社会科学院法学研究所;
【基金】：作者主持的2017年度吉林省社会科学院一般项目“吉林省民营企业破产的法律规制研究”的阶段性研究成果
【分类号】：D923.2

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