科技金融反哺银行业的异质性研究——来自区域性银行的经验证据

发布时间：2018-06-09 04:19

本文选题：科技金融 + 区域性银行　；参考：《科学学研究》2017年12期

【摘要】：本文基于Malmquist-Luenberger生产率指数测算了我国89家区域性银行2009-2015年全要素生产率的增长率。在此基础上,研究了各省科技金融对区域性银行全要素生产率的影响,并从技术溢出、人才溢出和经济溢出的角度进行了解释,我们发现:科技金融反哺银行存在门槛效应,只有高于门槛值的科技金融可以提升银行的全要素生产率,低于门槛值的科技金融并不能反哺银行;东部和中部地区的科技金融可以提升银行的全要素生产率,西部地区的科技金融尚未发挥反哺银行的作用;根据是否引入战略投资者,科技金融对银行全要素生产率的促进作用也会呈现异质性。进一步研究发现,具有决策层年轻化、垄断程度低、跨区域经营程度高、业务创新能力强、业务多元化程度高、成本控制能力强这几个特征的银行,更容易吸收科技金融的反哺作用,来提升全要素生产率。最后,基于以上结论提出了政策建议。
[Abstract]:Based on the Malmquist-Luenberger productivity index, this paper estimates the total factor productivity growth rate of 89 regional banks in China for 2009-2015 years. On this basis, this paper studies the impact of science and Technology Finance on the total factor productivity of regional banks, and explains from the perspective of technology spillovers, talent spillovers and economic spillovers. There is a threshold effect in the science and technology finance back feeding bank. Only the science and technology finance above the threshold value can improve the total factor productivity of the bank. The science and technology finance below the threshold value can not feed the bank. The science and technology finance in the East and the central region can improve the total factor productivity of the bank, and the science and technology finance in the western region has not yet played the back feeding bank. On the basis of the introduction of strategic investors, the role of science and technology finance in promoting the total factor productivity of banks will also be heterogeneous. Further research has found that it has the characteristics of young decision-making, low monopoly, high cross regional management, strong business innovation ability, high degree of multicomponent business and strong cost control. In the end, based on the above conclusions, policy recommendations are put forward.
【作者单位】：东北财经大学金融学院和应用金融研究中心;东北财经大学应用金融研究中心和金融学院;
【基金】：国家自然科学基金资助项目(71471031;71171036) 国家社会科学基金重点项目(14AZD089)
【分类号】：F832

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