泉州市金融综合改革中的政府行为研究

发布时间：2018-04-15 16:28

本文选题：金融综合改革 + 政府行为　；参考：《华侨大学》2014年硕士论文

【摘要】：近年来，，伴随着国际市场竞争日益激烈和国内经济结构调整步伐的加快，泉州民营经济迫切需要转型升级，但融资难、融资贵等问题却严重制约着企业的进一步发展。泉州民营经济的良性发展急需金融体制环境的优化和完善，在此背景下，2012年泉州成功获批成为全国第三个国家级金融综合改革试验区。金融是现代经济的核心，作为民营经济比较集中的泉州，在推进金融综合改革方面具备了良好基础和优势条件。因此，在泉州民营经济“二次创业”转型升级的关键时期，研究探讨泉州金融综合改革，对于引导和规范民间资本，深化金融体制改革，促进经济结构转型升级和海峡两岸的合作交流，建设海峡西岸经济区等都具有极重要的推动作用。本文正是基于以上背景，尝试运用公共管理理论对金融综合改革中的政府行为进行深入研究。为此，本文从分析金融综合改革中地方政府所存在的三种行为模式入手，即行政参与中的过度干预行为、主动引导中的市场运作行为和消极对待中的被动应对行为，结合泉州金融发展历程的具体情况，揭示金融综合改革中政府行为所存在的问题，剖析其产生的原因，并在此基础上探讨政府行为优化的对策和建议。我们认为，政府应该在避免对金融发展过度干预的前提下，朝着市场化运作的方向，通过创造良好金融环境，主动引导金融主体入驻和良性竞争，以达到基本建立与泉州经济社会发展相匹配、分层有序的金融组织体系；基本形成各类投资者共同参与、充满活力的金融市场体系；基本形成形式多样、功能完备的金融产品创新服务体系；基本形成风险可控、规范有序的金融发展环境。
[Abstract]:In recent years, with the increasingly fierce competition in the international market and the acceleration of domestic economic restructuring, the private economy in Quanzhou urgently needs to be transformed and upgraded, but the problems of difficult financing and expensive financing seriously restrict the further development of enterprises.The benign development of private economy in Quanzhou is in urgent need of optimizing and perfecting the financial system environment. In this context, Quanzhou was successfully approved as the third national comprehensive financial reform experimental area in 2012.Finance is the core of modern economy. As a private economy, Quanzhou has a good foundation and advantages in promoting comprehensive financial reform.Therefore, in the critical period of "second pioneering" transformation and upgrading of Quanzhou's private economy, the study of Quanzhou's comprehensive financial reform can guide and standardize private capital and deepen the reform of financial system.Promoting economic structure transformation and upgrading, cooperation and exchange between the two sides of the Taiwan Strait, and the construction of the economic zone on the west side of the Taiwan Strait have played an extremely important role in promoting the economic development.Based on the above background, this paper tries to use the theory of public management to study the government behavior in the comprehensive financial reform.Therefore, this paper begins with the analysis of three kinds of behavior patterns of local governments in comprehensive financial reform, namely, excessive intervention in administrative participation, market operation in active guidance and passive coping in passive treatment.Combined with the specific situation of Quanzhou's financial development course, this paper reveals the problems existing in the government's behavior in the comprehensive financial reform, analyzes the reasons for its emergence, and then probes into the countermeasures and suggestions for the optimization of the government's behavior.We believe that the government should, on the premise of avoiding excessive interference in financial development, move in the direction of market-oriented operation, by creating a good financial environment, and take the initiative to guide financial subjects to move in and compete well.In order to achieve the basic establishment of a layered and orderly financial organization system that matches the economic and social development of Quanzhou; basically forms a financial market system in which all kinds of investors participate together and is full of vitality; basically forms a variety of forms,The financial product innovation and service system with complete function basically forms the risk controllable, the standard and orderly financial development environment.
【学位授予单位】：华侨大学
【学位级别】：硕士
【学位授予年份】：2014
【分类号】：F832.7;D630

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