吉安农商银行绩效考核体系研究

发布时间：2018-08-16 11:57

【摘要】：随着迅猛发展的国民经济,国内商业银行间也有了日趋激烈的竞争。在我国经济发达地区,商业银行不断扩张,银行网点的增速对中国经济发展的需求无法给与满足,银行之间出现了日趋白热化的竞争局面。而市场竞争取胜的关键因素之一,就是将银行的市场份额保住,将市场占有率提升,通过自身优势的充分发挥,对高效的绩效考核体系进行构建。目前,吉安农商银行的绩效考核体系中,还有诸多缺陷存在,对银行的总体发展和市场竞争力产生了严重的制约,相比于区域其他银行,无论是竞争力还是发展速度,都要低很多。基于此,立足于吉安农商银行发展实际情况,对高效的绩效考核体系进行构建。本文通过对平衡计分卡和关键绩效指标方法的运用,对吉安农商银行的现有绩效考核方案的深入分析,对其中存在的问题发现并总结,重新设计吉安农商银行的绩效考核体系。分别对部门经理、支行行长、委派会计和员工层面的绩效考核体系进行了构建。通过对绩效考核体系的改进,旨在促进各基层网点的发展和激励员工,增加市场占有率,实现全行、基层网点以及员工的高效的管理,在使银行竞争力提升的同时,促进吉安农商银行稳健发展。
[Abstract]:With the rapid development of the national economy, domestic commercial banks have increasingly fierce competition. In the developed areas of our country, the commercial banks are expanding constantly, and the demand for the economic development of China cannot be satisfied by the growth rate of the bank network, and the competition among the banks is becoming increasingly fierce. One of the key factors to win the market competition is to keep the market share of the bank, to enhance the market share, and to build an efficient performance appraisal system through giving full play to its own advantages. At present, there are still many defects in the performance appraisal system of Ji'an Agricultural and Commercial Bank, which seriously restrict the overall development and market competitiveness of the bank. Compared with other regional banks, there is no matter the competitiveness or the speed of development. Are much lower. Based on this, based on the development of Ji'an Agricultural Commercial Bank, an efficient performance appraisal system is constructed. Through the application of balanced Scorecard and key performance indicators, this paper analyzes the existing performance appraisal scheme of Ji'an Agricultural Commercial Bank, finds and summarizes the existing problems, and redesigns the performance appraisal system of Ji'an Agricultural Commercial Bank. The department manager, branch president, appointed accountant and employee performance appraisal system are constructed respectively. Through the improvement of the performance appraisal system, the aim is to promote the development of the grass-roots network and encourage the employees, increase the market share, realize the efficient management of the whole bank, the grass-roots network and the staff, and at the same time, improve the competitiveness of the bank. To promote the steady development of Ji'an Agricultural Commercial Bank.
【学位授予单位】：南昌大学
【学位级别】：硕士
【学位授予年份】：2017
【分类号】：F832.35;F272.92

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