银行规模、并购经验与银行绩效
发布时间：2019-01-10 09:21
【摘要】：并购是商业银行快速实现规模扩张和提高核心竞争力的重要手段。然而国外实证研究表明并购并不一定会带来银行绩效的提高。在当前中国银行业并购活动方兴未艾的情形下,检验并购对银行绩效的影响具有重要意义。从银行规模和并购经验的角度出发,可以对并购和银行绩效之间的关系形成新的认识。结果表明,中国银行业的并购能够提高银行绩效,且主并购银行规模越小,绩效提高的越显著,这主要是源于小银行的短期经验更加丰富。因此,在利率自由化和金融脱媒的背景下,中小银行应该更积极的开展并购活动,同时注意吸收短期经验,充分发挥学习效应,实现自身的转型发展。
[Abstract]:M & A is an important means for commercial banks to rapidly achieve scale expansion and improve their core competitiveness. However, foreign empirical studies show that mergers and acquisitions do not necessarily bring about the improvement of bank performance. It is of great significance to test the impact of M & A on bank performance under the circumstances of the banking M & A activities in China. From the perspective of bank size and M & A experience, a new understanding of the relationship between M & A and bank performance can be formed. The results show that the M & A of Chinese banks can improve bank performance, and the smaller the scale of the main M & A bank, the more significant the performance improvement is, which is mainly due to the rich short-term experience of the small banks. Therefore, under the background of interest rate liberalization and financial disintermediation, small and medium-sized banks should develop M & A activities more actively, pay attention to absorbing short-term experience, give full play to the learning effect, and realize their own transformation and development.
【作者单位】： 南京大学商学院博士后流动站;南京银行博士后工作站;南京大学商学院;
【基金】：国家自科基金面上项目“信贷传导渠道下货币政策与资本监管的协调研究”(项目号:71673132) 教育部长江学者与创新团队发展计划项目“经济转型背景下稳定物价的货币政策”(项目号:IRT13020)
【分类号】：F832.33
[Abstract]:M & A is an important means for commercial banks to rapidly achieve scale expansion and improve their core competitiveness. However, foreign empirical studies show that mergers and acquisitions do not necessarily bring about the improvement of bank performance. It is of great significance to test the impact of M & A on bank performance under the circumstances of the banking M & A activities in China. From the perspective of bank size and M & A experience, a new understanding of the relationship between M & A and bank performance can be formed. The results show that the M & A of Chinese banks can improve bank performance, and the smaller the scale of the main M & A bank, the more significant the performance improvement is, which is mainly due to the rich short-term experience of the small banks. Therefore, under the background of interest rate liberalization and financial disintermediation, small and medium-sized banks should develop M & A activities more actively, pay attention to absorbing short-term experience, give full play to the learning effect, and realize their own transformation and development.
【作者单位】： 南京大学商学院博士后流动站;南京银行博士后工作站;南京大学商学院;
【基金】：国家自科基金面上项目“信贷传导渠道下货币政策与资本监管的协调研究”(项目号:71673132) 教育部长江学者与创新团队发展计划项目“经济转型背景下稳定物价的货币政策”(项目号:IRT13020)
【分类号】：F832.33
【参考文献】
相关期刊论文 前2条
1 韩立岩;陈庆勇;;并购的频繁程度意味着什么——来自我国上市公司并购绩效的证据[J];经济学(季刊);2007年04期
2 贾昌杰;企业并购经历对并购业绩的影响[J];数量经济技术经济研究;2003年12期
【共引文献】
相关期刊论文 前10条
1 刘辉;温军;丰若e，
本文编号：2406155
本文链接：https://www.wllwen.com/guanlilunwen/jixiaoguanli/2406155.html
