所有权对微型金融机构财务绩效和覆盖面的影响
发布时间：2019-01-27 08:22
【摘要】：利用85个国家600家微型金融机构2001—2014年的数据系统考察微型金融机构的所有权类型对其财务绩效和覆盖面的影响,研究发现:非政府组织微型金融机构与营利性微型金融机构在财务绩效表现方面并未存在显著差异;在覆盖面上,非政府组织微型金融机构所发放的平均贷款额较小,对女性群体的覆盖比例较高,在满足大量有小额贷款需求的客户方面表现良好,在实现微型金融机构扶贫目标方面表现突出。在不同所有权类型的微型金融机构中,非政府组织微型金融机构能更好地兼顾财务绩效和覆盖面。
[Abstract]:Using data systems for the period 2001-2014 of 600 MFIs in 85 countries to examine the impact of the type of ownership of MFIs on their financial performance and coverage, It is found that there is no significant difference in financial performance between non-governmental organizations and profit-making microfinance institutions. In terms of coverage, the average amount of loans granted by non-governmental organizations (NGOs) is small, the proportion of women covered by microfinance institutions is higher, and they perform well in meeting a large number of clients with a large demand for microcredit. In the realization of micro-financial institutions poverty reduction objectives outstanding performance. Among different ownership types of MFIs, NGO MFIs can better balance financial performance and coverage.
【作者单位】： 厦门大学经济学院;
【基金】：国家社会科学基金青年项目(15CJL052) 教育部人文社会科学重点研究基地重大项目(16JJD790036);教育部哲学社会科学研究重大课题攻关项目(13JZD010)
【分类号】：F832.3
[Abstract]:Using data systems for the period 2001-2014 of 600 MFIs in 85 countries to examine the impact of the type of ownership of MFIs on their financial performance and coverage, It is found that there is no significant difference in financial performance between non-governmental organizations and profit-making microfinance institutions. In terms of coverage, the average amount of loans granted by non-governmental organizations (NGOs) is small, the proportion of women covered by microfinance institutions is higher, and they perform well in meeting a large number of clients with a large demand for microcredit. In the realization of micro-financial institutions poverty reduction objectives outstanding performance. Among different ownership types of MFIs, NGO MFIs can better balance financial performance and coverage.
【作者单位】： 厦门大学经济学院;
【基金】：国家社会科学基金青年项目(15CJL052) 教育部人文社会科学重点研究基地重大项目(16JJD790036);教育部哲学社会科学研究重大课题攻关项目(13JZD010)
【分类号】：F832.3
【参考文献】
相关期刊论文 前3条
1 谢地;孟勐;;培育新型农村小额信贷机构的思路[J];经济纵横;2013年08期
2 谢升峰;;微型金融与低收入群体信贷——理论及对我国新型农村金融机构的解析[J];宏观经济研究;2010年09期
3 杜晓山;;非政府组织小额信贷机构可能的发展前景[J];中国农村经济;2008年05期
【共引文献】
相关期刊论文 前10条
1 武力超;陈玉春;;所有权对微型金融机构财务绩效和覆盖面的影响[J];南京审计大学学报;2017年02期
2 刘振坤;;中国农村小额借贷的若干问题思考[J];中国市场;2016年51期
3 朱建华;刘甜娣;;欠发达地区农户金融行为与融资能力探析[J];农业开发与装备;2016年11期
4 蔚W毣，
本文编号：2416091
本文链接：https://www.wllwen.com/guanlilunwen/jixiaoguanli/2416091.html
