我国汽车消费金融宏观影响因素的相关性研究

发布时间：2018-05-12 22:31

本文选题：汽车消费金融 + 宏观影响因素　；参考：《复旦大学》2013年硕士论文

【摘要】：过去十余年,我国汽车工业实现了历史性突破,并在2009年末一举成为全球最大的汽车王国。随着整个汽车产业的规模化发展,汽车金融作为汽车产业价值链的重要一环越来越受到中国市场各参与主体的重视,而其中扮演尤为重要角色的汽车消费金融,更是取得前所未有的蓬勃发展。本文的研究对象为我国的汽车消费金融,更为具体的可以称为汽车消费信贷或汽车消费贷款,着重研究的是宏观因素与研究对象的相关性关系,并分别从供求角度和消费者行为角度选取相应的研究变量,通过回归分析得出相应的数量模型,并得出结论。全文主体分为四个章节,第一章引论交代了选题的原因、研究思路方法及全文构架和预期的创新内容；第二章为综述,主要介绍了我国的汽车金融市场,着重介绍了本文的重点,即汽车消费金融市场的整体情况；第三章是全文的实证分析部分,分别从供求和消费者行为两方面进行实证分析,并紧扣宏观角度,通过相关软件的应用生成计量模型,初步得出回归分析结论；第四章结论及建议是全文的总结章节,在总结前文结论的基础上,分别对汽车消费金融市场的参与主体提出建议。
[Abstract]:In the past ten years, China's automobile industry has made a historic breakthrough and became the largest automobile kingdom in the world at the end of 2009. With the large-scale development of the whole automobile industry, automobile finance, as an important part of the automobile industry value chain, has been paid more and more attention to by all the participants in the Chinese market, and the automobile consumption finance, which plays a particularly important role, It has also made unprecedented vigorous development. The research object of this paper is the automobile consumption finance of our country, which can be called automobile consumption credit or automobile consumption loan more concretely, focusing on the relationship between macroscopic factors and the object of study. From the point of view of supply and demand and consumer behavior, the corresponding research variables are selected, and the corresponding quantitative model is obtained by regression analysis, and the conclusion is drawn. The main body of the paper is divided into four chapters. The first chapter introduces the reasons of the topic, the research methods, the full text framework and the expected innovative content. The second chapter is a summary, mainly introduces the automobile financial market of our country. The third chapter is the empirical analysis part of the full text, respectively from the supply and demand and consumer behavior two aspects of empirical analysis, and closely linked to the macro perspective, Through the application of the relevant software to generate the measurement model, the preliminary conclusion of regression analysis; the fourth chapter is the conclusion of the chapter, on the basis of summing up the previous conclusions, respectively to the main body of the automobile consumer financial market recommendations.
【学位授予单位】：复旦大学
【学位级别】：硕士
【学位授予年份】：2013
【分类号】：F426.471;F832

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