农地抵押贷款瓶颈

发布时间：2018-03-23 11:53

本文选题：抵押贷款　切入点：乐平市　出处：《中国金融》2017年06期

【摘要】：正农地适度规模流转不足是农地抵押贷款发展瓶颈关键所在经全国人大常委会批准,乐平市等232个县市开展农村承包土地经营权抵押贷款试点。一年来,试点地区政府高度重视,央行主动作为,银行积极参与,试点工作进展顺利。乐平市农地抵押贷款1345万元,一定程度缓解了农村经营主体贷款难,促进了农村产权资本化,但也存在农地抵押贷款开局好、后劲不足,贷款
[Abstract]:The lack of proper scale transfer of agricultural land is the key bottleneck in the development of agricultural land mortgage loans, which has been approved by the standing Committee of the National people's Congress, 232 counties and cities, such as Leping City, to carry out a pilot project on mortgage loans for contracted land management rights in rural areas. The government of the pilot area attached great importance to it, the central bank took the initiative as well as the active participation of the banks, and the pilot work progressed smoothly. The 13.45 million yuan of agricultural land mortgage loans in Leping City alleviated to a certain extent the difficulty of lending loans to the rural operators and promoted the capitalization of rural property rights. But there are also farmland mortgages that have a good start, lack of stamina, and loans.
【作者单位】：中国农业银行景德镇市分行;
【分类号】：F321.1;F812.43

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