大学生正确消费观引导论析——以“高校贷”校园市场火爆现象为例

发布时间：2018-04-12 17:24

  本文选题：大学生非理性消费 + 财富观教育　； 参考：《河北师范大学学报(教育科学版)》2017年05期

【摘要】：当下,"高校贷"在发展过程中出现了一些令人担忧的问题。正确看待财富、学会理性消费、建立健康积极的财富观已成大学生需要补上的一课。有关高校贷的调查显示,部分学生深受非理性消费观影响,不同程度地存在超前、追风、攀比、享乐和炫耀等不良消费心理,高校对学生正确价值观、财富观的培养亟需增强。无论从学术研究角度观察,还是从具体实施角度判断,中国高校的财富观教育都是迟滞的。这些问题的解决,需靠国家、高校和家庭各司其职、各尽所能、各负其责、关联互动。2017年9月6日,教育部发文再次强调:任何网贷机构不允许向在校大学生发放贷款。与此同时,各高校需要多措并举、务实温情、内外兼顾,加强对学生消费问题的预防、应对和监管,确保学生健康消费,树立科学理性的财富观、消费观。
[Abstract]:At present, there are some worrying problems in the development of university loan.It has become a lesson for college students to treat wealth correctly, learn rational consumption and establish healthy and positive view of wealth.The investigation on college loan shows that some students are deeply influenced by irrational consumption view, and there are some bad consumption psychology in different degree, such as leading, chasing wind, comparing, enjoying and showing off, etc. The cultivation of students' correct values and view of wealth in colleges and universities needs to be strengthened urgently.From the point of view of academic research and from the point of view of concrete implementation, the education of wealth view in Chinese colleges and universities is lagging behind.The solution to these problems depends on the state, universities and families, each doing its best, each of them responsible and interactive. On September 6, 2017, the Ministry of Education again stressed that no online lending institution is allowed to grant loans to college students.At the same time, colleges and universities need to do more, pragmatic warmth, both inside and outside, to strengthen the prevention, response and supervision of student consumption problems, to ensure healthy consumption of students, to establish a scientific and rational view of wealth, consumption view.
【作者单位】： 河北师范大学历史学院;
【基金】：2016年度全国学校共青团研究课题立项课题“新时期高校共青团如何正确引领大学生健康消费观”(2016LX020)
【分类号】：G641
，

本文编号：1740705