住房信贷与房产税调控政策的传导机制与协调效应分析

发布时间：2017-12-27 14:12

本文关键词：住房信贷与房产税调控政策的传导机制与协调效应分析　出处：《经济科学》2017年03期 　论文类型：期刊论文

【摘要】：本文通过在包含异质性消费者的动态随机一般均衡模型中植入金融摩擦和动态房产税规则,考察了住房信贷和房产税调控政策的传导机制和协调效应,研究发现:第一,传导机制的差异导致两类政策对实际房价的调控效果不同:当面对货币政策冲击时,住房信贷政策对实际房价的调控效果更佳,而当面对住房偏好冲击时,征收个人房产税政策平抑实际房价高企的效果更好;第二,住房信贷与房产税政策均具有抑制实际房价上涨的作用,但就政策调控效力持久性而言,房产税政策优于住房信贷政策;第三,在联合使用两类调控政策的经济环境中,住房信贷和房产税政策的合理搭配使用可以减少社会总福利损失。
[Abstract]:In this paper, a dynamic stochastic general equilibrium model with heterogeneous consumers into the financial friction and dynamic property tax rules, examines the housing credit and real estate tax regulation policy conduction mechanism and the coordination effect, the study found: first, the difference of transmission mechanism lead to different control effect of two kinds of policies on the real prices: when faced with monetary policy impact, better control effect of housing credit policy on real prices, and when facing the housing preference shock, better collection of personal property tax policy to stabilize the actual effect of the high prices; second, housing credit and real estate tax policy inhibited the actual prices rise, but the policy persistence, property tax the policy is better than that of housing credit policy; third, the combined use of the two types of regulatory policies in the economic environment, housing credit and real estate tax policy reasonable collocation It can reduce the loss of social general welfare.
【作者单位】：吉林大学数量经济研究中心;
【基金】：国家社会科学基金重大项目(编号:12&ZD197) 国家自然科学基金青年科学基金项目(编号:71403099)的阶段性成果
【分类号】：F299.23;F812.42;F832.479
【正文快照】： 一、引言自1998年城镇化改革至今,我国房地产业得到迅速发展,助推房价一路飚升,以房地产为代表的资产价格波动对微观主体的经济行为决策和宏观经济的稳定发展影响愈来愈大。因此,我国房价问题一直备受关注,政府部门为调控房价出台了一系列调控政策,如建立公开规范的住房公积金

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