保险业市场结构对经济增长的影响研究——基于省际面板数据的空间计量检验

发布时间：2018-02-20 17:52

本文关键词： 财产保险市场结构人力资本经济增长　出处：《技术经济与管理研究》2017年03期 　论文类型：期刊论文

【摘要】：针对已有文献并未将"空间因素"纳入到"保险业市场结构与经济增长关系"分析范式的事实,文章以梳理保险业市场结构对经济增长的作用机理为基础,运用2007-2014年全国31个省和直辖市的面板数据,采用空间杜宾模型对财产保险业市场结构与经济增长之间的关系进行实证检验,进一步验证保险业市场结构对经济增长的作用,突出保险业市场结构具有"空间溢出效应",得出研究结论:财产保险业可以通过稳定第二产业的经营助力经济增长,而且经济开放程度、人力资本、财政支出、通货膨胀等因素对经济增长有显著影响。研究最后提出降低保险市场的垄断程度、提高经济的开放程度、提升人力资本、增加财政支出、降低通货膨胀等建议,以达到促进经济增长的目标。
[Abstract]:In view of the fact that the "spatial factors" have not been brought into the analysis paradigm of "the relationship between the structure of insurance market and economic growth", the article is based on combing the mechanism of action of market structure of insurance industry on economic growth. Based on the panel data of 31 provinces and municipalities in China from 2007 to 2014, the relationship between property insurance market structure and economic growth is tested by using spatial Doberbin model, which further verifies the effect of insurance market structure on economic growth. Highlighting the "spatial spillover effect" of the insurance market structure, the author draws the conclusion that property insurance industry can help the economic growth by stabilizing the management of the secondary industry, and the degree of economic openness, human capital, financial expenditure, Inflation and other factors have a significant impact on economic growth. Finally, the study puts forward some suggestions for reducing the monopoly of the insurance market, increasing the openness of the economy, raising human capital, increasing fiscal expenditure, and reducing inflation. In order to achieve the goal of promoting economic growth.
【作者单位】：吉林农业大学经济管理学院;
【分类号】：F842;F124.1

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