社会保险与创业——基于中国微观调查的实证研究

发布时间：2018-02-27 21:16

本文关键词： 社会保险创业人才配置个体职业选择　出处：《人口与经济》2015年06期 　论文类型：期刊论文

【摘要】：社会保险由于提高了个体创业失败后的风险承担能力,对创业活动具有重要影响。使用中国综合社会调查(CGSS)微观数据,本文评估了社会保险对于个人创业活动的影响。研究发现,社会保险参与显著提高了个人的创业概率,平均而言,参与社会保险将促使个人的创业概率提高2.1-2.5个百分点左右。社会保险参与对生存型创业与自我实现型创业的影响存在差异,对生存型创业的促进效应比较有限,而对自我实现型创业的促进效应十分明显,且失业保险、养老保险对于生存型创业的影响存在抑制效应,对于自我实现型创业的影响存在促进效应;但养老保险对于两种类型创业的影响均有促进作用;从中国目前的情况来看,失业保险对创业总的影响同时存在抑制效应与促进效应,而养老保险在过去双轨制下,对于居民创业有显著的正向影响效应。另外,提高参保率对个人创业概率的影响存在异质性,总的来说,受过更多教育和拥有更多社会网络以及体制内的个人,从提高参保率中获得了更多有助于创业的收益。
[Abstract]:Social insurance has a significant impact on entrepreneurial activity because it improves the risk-bearing ability of individual entrepreneurs after failure. Using CGSS-based microdata from China Comprehensive Social Survey, This paper assesses the impact of social insurance on individual entrepreneurial activity. The study found that social insurance participation significantly increased the probability of individual entrepreneurship, on average, Participation in social insurance will increase the probability of individual entrepreneurship by 2.1-2.5 percentage points. The impact of social insurance participation on survival entrepreneurship and self-actualization entrepreneurship is different, but the promotion effect of social insurance participation on survival entrepreneurship is limited. The promotion effect on self-actualized entrepreneurship is very obvious, and unemployment insurance, old-age insurance have inhibitory effect on survival entrepreneurship, and promote effect on self-actualized entrepreneurship. However, the impact of old-age insurance on both types of entrepreneurship has a positive effect. From the current situation in China, the total impact of unemployment insurance on entrepreneurship has both inhibitory and promotional effects, while the old-age insurance system in the past under the two-track system, In addition, there is heterogeneity in the effect of increasing the insurance participation rate on the probability of individual entrepreneurship. In general, more educated, more social networks and more individuals within the system, From the increase in the rate of insurance to obtain more conducive to the benefits of entrepreneurship.
【作者单位】：西南政法大学经济学院;
【基金】：国家自然科学基金项目“中国海外人才回流的国际知识溢出效应研究:理论与实证”(71503217) 重庆市社会科学规划项目“中国海外人才回流的国际知识溢出与技术进步研究:产生机理、测算与政策研究”(2014BS036) 重庆市教育科学规划重点课题“重庆地区高校教师过劳问题研究”(2014-GX-021) 西南政法大学校级青年项目“中国海外人才回流的国际知识溢出与技术进步研究”(2014-XZQN-27)
【分类号】：F842.6;F279.2

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