农民工养老保险的参保状态与相关检验

发布时间：2018-05-02 06:06

本文选题：农民工养老保险 + 养老保险制度　；参考：《改革》2015年08期

【摘要】：从个体层面看,收入水平对农民工参保能力的约束是存在的;受教育程度和务工年限与农民工的参保意愿正相关。从企业的参保行为看,签订劳动合同对企业参保构成强约束,企业规模、所属行业和单位所有制对企业参保构成软约束,大型企业、正规就业集中的行业,国有企事业单位都有较高的农民工参保率,而小型企业、非正规就业集中的行业以及个体私营企业,农民工的参保率明显下降。从制度层面看,农民工和所在企业在养老保险模式的选择上,更倾向于接受"双低模式",其次是"城保模式",最后是"综保模式";同时,制度之间的协调性对于农民工参保同样重要。农民工群体是高度异质性的,不同代际、不同就业流动性的农民工在参保问题上已经出现分化,实行分类分层的农民工养老保险制度十分必要。
[Abstract]:From the individual level, the income level of migrant workers' ability to participate in insurance exists, and the educational level and working years are positively related to migrant workers' willingness to participate in insurance. Judging from the participating behavior of an enterprise, the signing of a labor contract constitutes a strong constraint on the enterprise's participation in insurance, and the size of the enterprise, its industry and unit ownership constitute a soft constraint on the enterprise's participation. Large enterprises, and industries with concentrated formal employment, State-owned enterprises and institutions all have a higher insurance rate for migrant workers, while small enterprises, industries with concentrated informal employment and individual and private enterprises, the participation rate of migrant workers has decreased significantly. From the system level, migrant workers and their enterprises tend to accept the "double low mode" in the choice of pension insurance model, followed by the "urban insurance model", and finally the "comprehensive insurance model"; at the same time, The coordination between the system is equally important for migrant workers to participate in insurance. Migrant workers are highly heterogeneous, different generations, different employment mobility of migrant workers in the issue of insurance has been differentiated, the implementation of classified and stratified migrant workers pension insurance system is very necessary.
【作者单位】：复旦大学中国经济研究中心;
【基金】：全国统计科学研究重点项目“人口迁移、代际收入流动与分配公平的实证研究”(批准号:2014LZ07)
【分类号】：F842.67;F323.89

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