中国财产保险公司激励机制研究

发布时间：2018-05-03 18:11

本文选题：激励机制 + 产权激励　；参考：《西南财经大学》2013年硕士论文

【摘要】：激励机制,又称激励制度,就是通过一整套理性的制度,反映激励主体与激励客体之间相互作用的方式。激励机制的内涵也就是构成这一套激励制度的各个方面的要素。激励机制不仅是公司经营管理的重要方面,而且是激发管理者和员工的重要方式,是现代企业实现可持续良好发展的重要杠杆。中国财产保险公司的激励机制,本文指的是在利益平衡理念的指导下,中国财产保险公司构建的激发员工(管理者和普通员工)自身潜能、促使公司和员工利益诉求的一致、促进公司和员工共同发展的各种激励制度、措施及方式。其中,激励主体是公司；激励客体是员工(管理者和普通员工)：指导思想是中国财产保险公司、股东、员工、客户之间利益的平衡。中国财产保险公司发展的三个阶段,分别体现了中国财产保险公司具有时代特征的不同的激励机制。本文运用理论研究法、定性定量分析法、案例法等研究方法,指出了现代中国财产保险公司激励机制存在的主要问题,并根据现有的代理理论、产权理论、外部性理论、绩效理论等理论,将利益平衡的理念贯彻于激励机制的每一次制度设计之中,在此基础上,提出了中国财产保险公司激励机制的五大构建体系,以期对建立完善中国财产保险公司激励机制有所裨益。本文共七部分。第一部分为绪论部分。介绍本文的选题的背景和意义、研究方法、文献综述以及研究的创新和不足。第二部分为中国财产保险公司激励机制综述。介绍激励机制的内涵和外延,通过财产保险公司与寿险保险公司激励机制的比较以及公司激励机制与财产保险公司激励机制的比较,界定中国财产保险公司激励机制的内涵和外延。第三部分为中国财产保险公司激励机制的现行激励制度及存在的主要问题。介绍中国财产保险公司激励机制的历程、现行的激励机制和激励机制存在的主要突出问题。指出中国财产保险公司重管理监督、轻阳光激励；重物质激励、轻精神激励；重短期激励、轻长期激励；重绩效激励、轻体系建设。第四部分为中国财产保险公司激励机制构建目标原则和内容。介绍中国财产保险公司激励机制构建的目标和原则、构建的理论和工具和构建的内容框架。第五部分为中国财产保险公司激励机制内容的构建。介绍中国财产保险公司激励机制内容的构建中,存在的产权激励机制的构建、绩效工资体系的构建和事业愿景的构建。第六部分为中国财产保险公司激励机制的风险管控和考核体系。介绍风险管控体系的建设以及对激励机制的作用,考核管理体系建设以及与激励机制的关系。第七部分为结论和展望部分。通过本文的阐述希望引起中国财产保险公司对现在自身激励机制的反思。但因本人理论水平有限,对于激励机制构建的研究还不够深入,还需要不断的学习实践,希望能够提出更为适合中国财产保险公司激励机制的制度设计,为中国财产保险公司的发展贡献微薄的力量。
[Abstract]:Incentive mechanism, also known as incentive system, is through a set of rational systems, reflecting the interaction between the incentive subject and the incentive object. The connotation of the incentive mechanism is the elements of all aspects of the incentive system. The incentive mechanism is not only an important aspect of the management and management of the company, but also the motivator and the staff. The important way of work is the important lever of the modern enterprise to realize the sustainable development. The incentive mechanism of China's property insurance company refers to the motivation of the Chinese property insurance company to stimulate the potential of the employees (managers and ordinary employees) under the guidance of the concept of balance of interests, and promote the consistency of the interest demands of the company and the employees, and promote the promotion of the interests of the company and the employees. A variety of incentive systems, measures and methods developed jointly by the company and the employees. Among them, the incentive subject is the company; the incentive object is the employee (the manager and the ordinary employee): the guiding ideology is the balance between the interests of the Chinese property insurance companies, the shareholders, the employees and the customers. The three stages of the development of the Chinese property insurance company, respectively, reflect the Chinese wealth. Insurance companies have different incentive mechanisms with the characteristics of the times. This paper uses theoretical research, qualitative and quantitative analysis, case law and other research methods to point out the main problems existing in the incentive mechanism of modern Chinese property insurance companies, and according to the existing theory of agency, property rights theory, externality theory, performance theory, and other theories, will benefit from the theory of the current theory of agency, the theory of property rights, the theory of externality, and the theory of performance. The concept of balance is carried out in every system design of the incentive mechanism. On this basis, the five construction system of incentive mechanism of China Property Insurance Company is put forward in order to benefit the incentive mechanism of Chinese property insurance company. This paper is divided into seven parts. The first part is divided into the introduction part. And significance, research methods, literature review and research innovation and deficiency. The second part is the summary of incentive mechanism of China property insurance company. It introduces the connotation and extension of incentive mechanism, compares the incentive mechanism between the property insurance company and the life insurance company, and the comparison between the incentive mechanism of the company and the property insurance company, and the comparison between the incentive mechanism of the company and the property insurance company. The connotation and extension of incentive mechanism of China Property Insurance Company is determined. The third part is the current incentive system and main problems of incentive mechanism of China property insurance company. It introduces the course of incentive mechanism of China property insurance company, the main problems existing in the current incentive mechanism and incentive mechanism, and points out the public property insurance public in China. The fourth part is the objective principle and the content of building the incentive mechanism of China property insurance company. The theory and principle of the construction of China property insurance company incentive mechanism are introduced, and the theory of constructing the incentive mechanism of China Property Insurance Company is introduced, and the theory of building the theory of the incentive mechanism of China Property Insurance Company is introduced. The fifth part is the construction of the incentive mechanism of China property insurance company. It introduces the construction of the incentive mechanism of China property insurance company, the construction of the existing property rights incentive mechanism, the construction of the performance salary system and the construction of the career vision. The sixth part is the incentive machine for the Chinese property insurance company. The risk management control and assessment system. Introduce the construction of the risk management system, the role of the incentive mechanism, the construction of the assessment management system and the relationship with the incentive mechanism. The seventh part is the conclusion and the prospect part. Through this article, we hope to arouse the reflection on the incentive mechanism of the Chinese property insurance company. On the limited level, the research on the construction of incentive mechanism is not enough, and it needs continuous study and practice. We hope to put forward the system design which is more suitable for the incentive mechanism of Chinese property insurance companies and contribute a little to the development of China's property insurance companies.

【学位授予单位】：西南财经大学
【学位级别】：硕士
【学位授予年份】：2013
【分类号】：F272.92;F842.3

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