我国流动就业人员养老保险制度衔接问题研究

发布时间：2018-07-25 10:41

【摘要】：在市场经济深化发展和城镇化加速推进背景下,我国劳动力流动频繁。流动人口规模急剧增加,使得劳动力资源在全国得到合理配置,有利于我国经济的进一步发展。然而养老保险制度衔接难却成为人口流动的阻碍因素。我国养老保险制度衔接的难度在于城镇职工养老保险跨地区的关系转移接续、城镇职工养老保险制度与城乡居民养老保险关系(包含新农保)衔接问题。这些问题严重阻碍了我国养老保险一体化进程和劳动力的自由流动。因此研究我国养老保险制度的有效衔接,是进一步建立和完善覆盖我国全体城乡居民的养老保障系统,适应流动性、可持续性的重要课题；是保障参保人权益,尤其是农民工群体权益,促进社会公平正义；平衡养老保险关系转入地和转出地的利益,减少劳动力自由区域间流动的阻力；缩小城乡养老保险制度待遇差距,加快养老保险制度城乡一体化进程的重要课题。论文通过对国内外文献的梳理,提出文章研究的角度即以城镇职工养老保险为衔接核心,特殊群体养老保险和城乡居民(包含新农保)养老保险为两翼,搭建一个兼顾流动人口利益和地方政府阻力最小的养老保险制度衔接平台。通过对制度衔接的模式进行划分,确定制度衔接的难点在于城镇职工养老保险跨区域制度的衔接和城镇职工养老保险和城乡居民养老保险(包含新农保)的跨城乡制度的衔接。论文肯定了新时期出台的有关我国养老保险制度衔接的攻策及其重要意义,但是仍然存在不尽人意的地方。文章重点分析在新的暂行办法政策下依旧未能解决的问题和阻碍因素并提出解决思路。我国出台的衔接办法依旧有未能解决的问题,养老保险制度跨区域衔接的地区利益平衡问题；城乡养老保险制度存在的差距；跨城乡制度衔接暂行办法对于流动人口参保权益的保障问题；农民工、失地农民作为特殊群体其养老保险模式多样加剧了城镇职工养老保险衔接的复杂性；全国仍未形成统一完善的社会保障信息系统。因此要从宏观层面和微观层面同时进行,对我国养老保险发展阶段、发展方向有清楚定位,将城镇职工养老保险作为我国养老保险制度衔接的核心,最终实现养老保险的全国统一。对现阶段的养老保险待遇建议采用“分段计算”的方式。
[Abstract]:Under the background of the deepening development of market economy and the acceleration of urbanization, China's labor force flows frequently. The scale of floating population increases rapidly, which makes the labor resources reasonable allocation in the whole country, which is conducive to the further development of China's economy. However, the difficulty of linking up the endowment insurance system has become a hindrance factor of population mobility. The difficulty of linking up the endowment insurance system of our country lies in the continuity of the inter-regional relationship between the urban workers' pension insurance and the urban and rural residents' old-age insurance (including the new rural insurance). These problems seriously hinder the process of pension insurance integration and the free movement of labor force. Therefore, to study the effective linkage of the pension insurance system in our country is an important issue to further establish and improve the pension security system covering all urban and rural residents in China, to adapt to the mobility and sustainability, to protect the rights and interests of the insured. Especially the rights and interests of migrant workers, promote social equity and justice; balance the benefits of the transfer of pension insurance relations, reduce the resistance of labor free interregional mobility; narrow the gap between urban and rural pension insurance system treatment, Accelerating the process of urban and rural integration of endowment insurance system is an important subject. Through combing the literature at home and abroad, this paper puts forward that the research angle of the article is to take the old-age insurance of urban workers as the link core, the pension insurance of special groups and the pension insurance of urban and rural residents (including the new rural insurance) as the two wings. Build a bridging platform of pension insurance system that takes into account the interests of the floating population and the minimum resistance of the local government. Through the division of the mode of institutional convergence, it is determined that the difficulty of institutional convergence lies in the linkage of the cross-regional system of urban workers' pension insurance and the cross-urban-rural system of urban and rural workers' old-age insurance and urban and rural residents' old-age insurance (including the new rural insurance). The paper affirms the important significance of the policy on the convergence of the endowment insurance system in China in the new period, but there are still some unsatisfactory aspects. This paper focuses on the problems and obstacles that remain unsolved under the new interim policy and puts forward some solutions. There are still some unsolved problems in our country, such as the balance of regional interests between regions, the gap between urban and rural old-age insurance system, and the regional interest balance between urban and rural old-age insurance system. The interim measures of cross-urban-rural system link up to the protection of the rights and interests of the floating population, migrant workers, landless farmers as a special group of their pension insurance modes of diverse exacerbated the complexity of the convergence of urban workers' pension insurance; The whole country has not yet formed a unified and perfect social security information system. Therefore, it should be carried out simultaneously at the macro and micro levels, have a clear position on the developing stage and direction of the development of our country's endowment insurance, and take the old-age insurance of urban workers as the core of the convergence of the endowment insurance system of our country. Finally realize the national unification of endowment insurance. To the present stage endowment insurance treatment suggestion uses the "subsection computation" the way.
【学位授予单位】：天津财经大学
【学位级别】：硕士
【学位授予年份】：2014
【分类号】：F842.67

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