河北省农村社会养老保险存在问题及解决对策研究

发布时间：2018-08-31 15:53

【摘要】：建立和完善农村社会养老保险体系,是解决“三农”问题和全面建设小康社会的必要举措。新型农村社会养老保险(简称新农保)是指我国2009年以后开展试点的农村社会养老保险制度,它是国家社会保险体系的重要组成部分。本文对河北省新型农村社会养老保险的现状进行了分析,河北省于2009年底确定了18个新型农业社会养老保险试点县(市),然后向全省推广。经过三年多快速推进,成效显著,2012年底实现了新型农村社会养老保险的全覆盖。但是仍然存在县级财务的可持续性差,财政资金配套不足；新农保基层管理平台脆弱,管理能力欠缺；保障水平过低；宣传不到位；缺乏高效的激励机制等问题。然后本文分析了德国、美国和日本在农村社会养老保险发展情况,国外的成功经验告诉我们,农民养老保险政策与农业政策、城市化统筹结合起来发展；要完善立法,实现农村养老保险政策的可持续性,必须完善立法；在农村社会养老保险的建立过程中,政府一般发挥主导作用；应建立全国性的专业农村养老保险管理机构和相对独立的基金管理机构等。最后针对目前存在的问题,借鉴国外成功经验,本文提出了进一步推进新型农村社会养老保险的对策：建立科学的新型农村社会养老保险筹资机制；加强新型农村社会养老保险管理体制建设；强化政府在农村社会养老保险发展中的作用；加大宣传力度,提高农民参保意识；进一步完善新农保的配套措施,发挥农村养老保险保障作用；建立健全第三方监管机构等。
[Abstract]:Establishing and perfecting the rural social endowment insurance system is a necessary measure to solve the problem of "agriculture, countryside and farmers" and to build a well-off society in an all-round way. The new rural social old-age insurance (abbreviated as New Rural Insurance), which is an important part of the national social insurance system, refers to the rural social old-age insurance system which has been piloted in China since 2009. This paper analyzes the present situation of the new rural social old-age insurance in Hebei Province. At the end of 2009, Hebei Province determined 18 pilot counties (cities) of the new agricultural social old-age insurance, and then extended it to the whole province. After more than three years of rapid progress, remarkable results have been achieved by the end of 2012, the new rural social endowment insurance coverage. However, there are still some problems, such as poor financial sustainability at county level, insufficient supporting financial funds; weak management platform of new rural insurance grass-roots level, lack of management ability; low level of security; inadequate publicity; lack of efficient incentive mechanism and so on. Then this paper analyzes the development of rural social endowment insurance in Germany, the United States and Japan. The successful experience of foreign countries tells us that the policy of farmers' pension insurance should be integrated with the policy of agriculture, and the urbanization should be integrated, and the legislation should be improved. In order to realize the sustainability of rural old-age insurance policy, we must perfect legislation, and the government generally plays a leading role in the establishment of rural social old-age insurance. It is necessary to establish national specialized rural pension insurance management institutions and relatively independent fund management agencies. Finally, aiming at the existing problems and drawing on the successful experience of foreign countries, this paper puts forward some countermeasures to further promote the new rural social old-age insurance: establishing a scientific financing mechanism of the new-type rural social old-age insurance; Strengthen the management system construction of new rural social endowment insurance; strengthen the role of the government in the development of rural social endowment insurance; increase publicity efforts to enhance farmers' awareness of participating in the insurance; further improve the supporting measures of the new rural insurance, Give play to the role of rural old-age insurance protection; establish and improve third-party regulatory bodies.
【学位授予单位】：中南林业科技大学
【学位级别】：硕士
【学位授予年份】：2014
【分类号】：F842.67;F323.89

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