依安县新型农村社会养老保险制度完善研究

发布时间：2018-09-13 09:32

【摘要】：随着农村老龄化以及城乡二元结构的日益严重,农村养老问题越来越受到关注,新型农村社会养老保险制度是继取消农业税、农业直补、新型农村合作医疗之后的将数亿农民归纳入社会保障体系的又一项重大的惠农政策。2009年12月黑龙江省开始实施新农保制度,依安县作为黑龙江省首批新农保试点单位根据《国务院关于开展新型农村社会养老保险试点的指导意见》和《黑龙江省人民政府关于开展新型农村社会养老保险试点工作的实施意见》规定,结合依安县实际情况,制定了依安县新型农村社会养老保险试点实施方案,并在全县展开了新农保试点工作。本文首先介绍了新农保制度实施的背景和国内外对此的研究综述和主要成果,阐述了本文的研究意义、目的、方法,以及本文研究的主要内容。其次,明确界定了社会养老保险,农村社会养老保险和新型农村社会养老保险的概念及其内涵,阐述了本文主要运用的理论。在此基础上,结合有关数据以及实地调查问卷结果对依安县新农保试点工作现状做了全面的介绍：依安县的人口、土地、经济水平等依安县新农保试点工作的外部环境,依安县参保现状,养老金待遇支付现状,以及运行情况。结合以上,对依安县新农保试点工作中的问题进行客观深入的分析,主要包括五个方面问题制度覆盖面和参保问题、筹资政策实施问题、基金管理与运营问题、新农保经办服务问题、转移续接问题。其中在参保覆盖面问题的分析中,本文运用了Logistic回归分析法对农民参保意愿进行分析,进而得出影响依安县农民参保意愿的主要因素。同时,本文提出完善依安县新农保的总体思路,明确了其任务目标、基本原则、筹资模式以及养老模式。最后,在完善新农保制度的总体思路指导下,根据依安县现状分析,针对具体问题提出了完善依安县新农保制度的可行性建议。
[Abstract]:With the aging of rural areas and the increasingly serious dual structure of urban and rural areas, the problem of rural old-age pension has been paid more and more attention. The new rural social endowment insurance system is to cancel the agricultural tax, agricultural direct supplement, After the new rural cooperative medical system, another major policy of favouring agriculture has been put into effect by bringing hundreds of millions of farmers into the social security system. In December 2009, Heilongjiang Province began to implement the new rural security system. Yi'an County as the first batch of New Rural Insurance pilot Units in Heilongjiang Province according to the State Council's guiding opinions on the pilot of New Rural Social Old-age Insurance and the Heilongjiang Provincial people's Government on developing New Rural Social Endowment Insurance Opinions on the implementation of the pilot work, According to the actual situation of Yi'an County, the pilot scheme of new rural social old-age insurance in Yi'an county has been established, and the pilot work of new rural social pension insurance has been carried out in the whole county. This paper first introduces the background of the implementation of the new rural insurance system and the domestic and foreign research on this review and main results, elaborated the significance of this study, purpose, methods, and the main content of this study. Secondly, the concept and connotation of social old-age insurance, rural social old-age insurance and new rural social old-age insurance are clearly defined, and the main theories used in this paper are expounded. On this basis, combined with relevant data and field survey results, this paper makes a comprehensive introduction to the current situation of the pilot work of New Rural Insurance in Yi'an County: the external environment of the pilot work of New Rural Insurance in Yi'an County, such as population, land, economic level, etc. Yi'an County to participate in the status quo, pension payment status, as well as the operation. In combination with the above, this paper makes an objective and in-depth analysis of the problems in the pilot work of New Rural Insurance in Yi'an County, which mainly include five aspects: system coverage and insurance participation, implementation of fund-raising policy, fund management and operation. The new rural insurance agency service problem, transfer continues the problem. In the analysis of the coverage of insurance, this paper uses Logistic regression analysis method to analyze farmers' willingness to participate in insurance, and then obtains the main factors that affect farmers' willingness to participate in insurance in Yi'an County. At the same time, this paper puts forward the general idea of perfecting the new rural insurance system in Yi'an County, and clarifies its mission objectives, basic principles, financing model and pension model. Finally, under the guidance of the general idea of perfecting the new rural insurance system, according to the analysis of the present situation of Yi'an County, the paper puts forward some feasible suggestions to perfect the new rural insurance system in Yi'an County.
【学位授予单位】：东北林业大学
【学位级别】：硕士
【学位授予年份】：2013
【分类号】：F323.89;F842.67

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