我国寿险公司业务经营创新发展研究

发布时间：2019-03-17 21:31

【摘要】：作为我国国民经济的重要产业部门,自改革开放以来,保险业在促进经济增长、化解风险方面发挥着越来越重要的作用,归根结底,保险业的功能最终都是通过具体的保险业务来实现的。因而保险业务的不断创新与更替始终伴随着保险业的发展,保险业务创新同时也是保险公司提升企业竞争力的核心要素。本文主要研究的保险业务中的寿险业务创新发展问题,结合当前的金融大融合趋势,从金融机构相互合作的分析角度出发,提出寿险业务可能的创新发展思路及对策。文章共分为五个章节。第一章为导论部分,重点梳理了最近几年来的相关理论和文献。第二章节为基础部分,从寿险业务的概念、分类以及原则等几个方面进行了理论概述。第三章主要介绍了我国寿险业务的现状和问题。第四章提出了寿险业务创新发展的思路。第五章则是根据第四章提出的创新思路,提出在我的发展的具体策略和建议。
[Abstract]:As an important industrial sector of our country's national economy, since the reform and opening up, the insurance industry has played an increasingly important role in promoting economic growth and defusing risks. In the final analysis, The functions of the insurance industry are ultimately realized through the specific insurance business. Therefore, the continuous innovation and replacement of insurance business is always accompanied by the development of insurance industry, and the innovation of insurance business is also the core factor for insurance companies to enhance their competitiveness. This paper mainly studies the innovation and development of life insurance business in insurance business. Combined with the current trend of financial integration, from the angle of mutual cooperation between financial institutions, this paper puts forward the possible innovative development ideas and countermeasures for life insurance business. The article is divided into five chapters. The first chapter is the introduction, focusing on the related theories and literature in recent years. The second chapter summarizes the concept, classification and principle of life insurance business. The third chapter mainly introduces the current situation and problems of life insurance business in China. The fourth chapter puts forward the idea of innovation and development of life insurance business. The fifth chapter is based on the fourth chapter of innovative ideas, put forward in my development of specific strategies and suggestions.
【学位授予单位】：广西大学
【学位级别】：硕士
【学位授予年份】：2013
【分类号】：F842.3

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