中国金融服务业空间格局及影响因素研究

发布时间：2018-02-23 01:25

本文关键词： 金融服务业空间格局影响因素中国　出处：《首都师范大学》2013年硕士论文　论文类型：学位论文

【摘要】：金融服务业与经济发展具有密不可分的联系,世界范围内经济金融化趋势日益明显,金融服务业已成为现代服务经济的核心。由于金融服务业在我国国民经济中具有举足轻重的地位,对金融服务业的空间研究具有重要意义。本文从省级尺度和地级尺度对中国金融服务业及其内部的细分行业银行业、保险业和证券业的空间格局进行研究,并探讨了省级金融服务业发展水平的影响因素。有助于明确中国金融服务业及其内部各行业发展水平的空间格局、空间差异程度及影响因素,为优化金融资源的空间配置提供借鉴。第一章阐述选题的背景、意义、研究方法和技术路线等内容。第二章梳理国内外金融服务业空间研究的成果。第三章基于中国金融年鉴以及银监会、保监会和证监会的数据对中国金融服务业及其内部的银行、保险和证券业的发展现状进行统计归纳。第四、五章主要以中国金融年鉴和中国城市统计年鉴的数据为基础,以GIS软件为平台,分别对中国各省级行政区和地级市的金融服务业及其内部的细分行业银行、保险和证券业发展水平的空间格局及差异性进行分析。主要结论有(1)在省级尺度,金融服务业整体空间格局呈“T”字形分布,纵轴为沿海带,横轴为沿长江带,纵轴发展水平明显高于横轴,以北京、上海、广东为最；银行业呈“中部塌陷”空间格局,主要集聚在西部集聚带、东南沿海集聚带和环渤海集聚带；保险业呈“A”型格局,两条长轴为“胡焕庸线”附近的集聚带和东部沿海带,短轴为沿长江带；证券业东部独大,属于中等水平以上的仅有北京、上海、广东、浙江、江苏五省市。(2)在地级尺度,发达和较发达的金融服务中心主要在东部,中部次之,西部最少；不同类型金融服务业均呈集群式分布,银行业和保险业发达和较发达的中心数量较多,整体发育水平较成熟；证券业属于发达和较发达的城市数量很少,高度集中于上海、北京、深圳、广州、杭州和成都。一般城市规模等级越高,其金融服务业发展水平越高,巨大型城市的金融服务业及其内部银行、保险、证券业的发展水平明显高于其他规模等级城市同类行业的发展水平,例外的是西部特大城市的金融服务业及其内部银行、保险、证券业的发展水平均低于西部的巨大型城市。第六章对影响省级金融服务业发展水平空间格局的因素进行回归分析,发现二、三产业比重、城市化水平、政府干预水平、所有制结构是影响金融服务业发展的主要原因。第七章是本文的主要研究结论与不足。
[Abstract]:The financial service industry is inextricably related to economic development, and the trend of economic financialization in the world is becoming more and more obvious. The financial service industry has become the core of the modern service economy. It is of great significance to study the space of financial service industry. This paper studies the spatial pattern of banking, insurance and securities industry in China from provincial scale and prefectural scale. The paper also discusses the influencing factors of the development level of provincial financial service industry, which is helpful to clarify the spatial pattern, spatial difference degree and influencing factors of the development level of China's financial service industry and its internal industries. To optimize the spatial allocation of financial resources to provide reference. The first chapter describes the background, significance, research methods and technical route of the topic. The second chapter combs the domestic and foreign financial services research achievements. Chapter three is based on the China Financial Yearbook and the Banking Regulatory Commission. The data from the Insurance Regulatory Commission and the Securities Regulatory Commission make a statistical summary of the current situation of the development of China's financial services industry and its internal banking, insurance and securities industries. In 4th, five chapters are mainly based on the data of China Financial Yearbook and China City Statistical Yearbook, and on the platform of GIS software, the financial service industry of provincial administrative region and prefectural city in China and its internal subdivision industry banks are analyzed respectively. The spatial pattern and difference of the development level of insurance and securities industry are analyzed. The main conclusions are as follows: on the provincial scale, the overall spatial pattern of financial service industry is "T" zigzag distribution, the vertical axis is coastal zone, and the horizontal axis is along the Yangtze River belt. The development level of the vertical axis is obviously higher than that of the horizontal axis, with Beijing, Shanghai and Guangdong as the most important ones, the banking industry showing a spatial pattern of "central collapse", mainly concentrated in the western agglomeration zone, the southeast coastal agglomeration zone and the Bohai sea ring agglomeration zone, and the insurance industry showing a "A" pattern. The two long axes are the agglomeration zone and the eastern coastal zone near the "Hu Huanyong line" and the short-axis along the Yangtze River belt; the securities industry is the largest in the eastern part, and only Beijing, Shanghai, Guangdong, Zhejiang and Jiangsu provinces, provinces, cities and provinces at or above the middle level are on the regional scale. The developed and more developed financial service centers are mainly in the east, the middle part is the second, the west is the least, the different types of financial services are clustered distribution, the banking and insurance industry developed and the more developed center number, the overall development level is more mature; The securities industry is a small number of developed and relatively developed cities, highly concentrated in Shanghai, Beijing, Shenzhen, Guangzhou, Hangzhou and Chengdu. The higher the scale of the general city, the higher the level of development of the financial services industry. The level of development of the financial services industry and its internal banks, insurance, and securities industries in mega-cities is obviously higher than that of similar industries in other cities of a large scale, with the exception of the financial services industry and its internal banks and insurance in the western mega-cities. The level of development of the securities industry is lower than that of giant cities in the west. Chapter 6th makes regression analysis on the factors that affect the spatial pattern of the development level of provincial financial service industry, and finds that the proportion of the second and third industries, the level of urbanization, the level of government intervention, Ownership structure is the main reason that affects the development of financial service industry. Chapter 7th is the main conclusion and deficiency of this paper.
【学位授予单位】：首都师范大学
【学位级别】：硕士
【学位授予年份】：2013
【分类号】：F832;F719

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