宁夏文化创意产业融资问题研究

发布时间：2018-09-03 20:41

【摘要】：文化创意产业,是产业结构优化升级的必然结果,是文化、知识、与创新经济高度结合的产物,是促进经济发展的一个新的增长点。文化创意产业在宁夏已经开始萌芽,在宁夏经济发展中的作用也越来越重要。但是由于文化创意产业本身固定资产比重较少,无形资产比重较大,致使这个行业存在很高的风险,这使得文化创意产业的融资与固定资产比重大,风险较低的传统产业的融资存在着很大的差别。同时,从事文化创意产业的企业大部分属于处于创立期的中小企业,由于这些企业处于发展初期,本身缺乏可以用于抵押的资产,并且缺乏信誉,所以银行等金融机构一般情况下不愿意放贷给这些企业。这些原因大大妨碍了宁夏文化创意产业的发展。所以,为了更好的促进宁夏文化创意产业的发展,促进地区经济发展,非常有必要对宁夏文化创意产业的融资问题进行研究。本文以产业结构、金融发展、企业成长阶段与融资模式等理论为基础,对宁夏文化创意产业的融资现状进行分析,从而发现了宁夏文化创意产业发展过程中的融资问题。本文以西夏区801创意产业园和宁夏软件园为例,分别分析了其发展过程中的融资状况,通过对比分析力图寻找到更适合宁夏文化创意产业发展的融资模式。此外,本文借鉴了美国、日本、英国、韩国等发达国家在发展文化创意产业过程中的融资经验。最后,本文从政府层面、银行层面、资本市场层面以及企业本身层面四个角度提出了解决宁夏文化创意产业的融资问题的政策,期望能够为政府制定相关政策起到一定的帮助。
[Abstract]:The cultural creative industry is the inevitable result of the optimization and upgrading of the industrial structure, the product of the high combination of culture, knowledge and innovative economy, and a new growth point to promote the economic development. Cultural and creative industries have begun to sprout in Ningxia and play an increasingly important role in Ningxia's economic development. However, due to the relatively small proportion of fixed assets and intangible assets of the cultural and creative industries themselves, there is a high risk in this industry, which makes the proportion of financing and fixed assets of the cultural and creative industries large. There is a big difference in the financing of traditional industries with lower risk. At the same time, the majority of enterprises engaged in cultural and creative industries belong to small and medium-sized enterprises in their early stages of development, lacking in themselves assets that can be used as collateral and lack of credibility. So banks and other financial institutions are generally reluctant to lend to these enterprises. These reasons have greatly hindered the development of Ningxia's cultural and creative industries. Therefore, in order to better promote the development of cultural and creative industries in Ningxia, promote regional economic development, it is very necessary to study the financing of cultural and creative industries in Ningxia. Based on the theories of industrial structure, financial development, enterprise growth stage and financing model, this paper analyzes the present financing situation of Ningxia's cultural and creative industries, and finds out the financing problems in the process of the development of Ningxia's cultural and creative industries. Taking the 801 Creative Industry Park and the Ningxia Software Park in Xixia District as examples, this paper analyzes the financing situation in the process of its development, and tries to find a more suitable financing model for the development of cultural and creative industry in Ningxia through comparative analysis. In addition, this paper draws lessons from the financing experience of the developed countries, such as the United States, Japan, the United Kingdom, Korea and other developed countries in the process of developing cultural and creative industries. Finally, from the government level, the bank level, the capital market level and the enterprise level, this paper puts forward the policy to solve the financing problem of Ningxia cultural and creative industry, hoping to help the government to formulate relevant policies.
【学位授予单位】：宁夏大学
【学位级别】：硕士
【学位授予年份】：2013
【分类号】：G124;F719;F832.4

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