PPP背景下建行河南省分行经营模式转型研究

发布时间：2018-05-12 15:35

本文选题：经营模式转型 + 供给侧改革　；参考：《郑州大学》2016年硕士论文

【摘要】：PPP模式在上个世纪90年代引入我国,大规模的运用是在2014年国发43号文发布以后。此前运行多年的各地政府融资平台积累了大量的政府性债务,巨额的债务给各地政府背上上沉重的经济负担,为了缓解地方财政偿债压力,中央明确指出要在政府类项目上推广运用PPP模式。与此同时,自2008年金融危机爆发以来,世界经济长期处于深度调整之中,国内经济步入新常态,经济增速放缓,经济结构亟待调整,市场需求萎缩,实体经济行业受到较大冲击。建行河南省分行(以下简称省建行)经营模式在过往20年,几乎是一成不变的“低息揽储、高息放贷”,但在经济结构调整的宏观背景下,转型是省建行持续发展的最佳出路。论文首先对选题的背景和意义进行分析,重点厘清PPP与银行转型的关系,通过分析找准转型抓手,以更好推动省建行经营模式转型。其次对PPP模式的定义及理论基础进行剖析,梳理政府推动PPP模式发展的原因,以及当前PPP模式开展中出现的主要问题,引出PPP模式与银行的合作。接下来,论述省建行经营模式转型的原因、目标及现状,分析PPP模式对省建行经营模式转型的重要性,重点对省建行经营模式转型与PPP的关系进行论述。最后以洛阳市伊洛河水生态文明示范区PPP项目为例,对案例经验进行总结,并对省建行参与PPP项目合作提出建议,以更好指导今后经营模式转型。本论文创新之处在于将PPP模式与省建行经营模式转型进行分解剖析后再进行整合,以更好阐述二者的联系。省建行经营模式转型是个系统工程,本论文重点对PPP背景下的经营模式转型进行阐述,未对影响转型的其他因素进行一一论述,这也是论文不足之处。省建行经营转型策略需要根据经济环境和PPP政策的变化随时进行调整,只有正确的转型策略才能保证省建行的可持续发展。
[Abstract]:The PPP model was introduced into China in the 1990s, and the large-scale application was made after the publication of Guofa 43 in 2014. The local government financing platforms, which had operated for many years before, accumulated a large amount of government debt. The huge debts placed a heavy economic burden on the local governments. In order to ease the pressure on local governments to repay their debts, The central government clearly pointed out to promote the use of PPP model on government projects. At the same time, since the outbreak of the financial crisis in 2008, the world economy has been in deep adjustment for a long time, the domestic economy has entered the new normal, the economic growth rate has slowed down, the economic structure needs to be adjusted urgently, and the market demand is shrinking. Real economy industry receives bigger shock. In the past 20 years, the management mode of CCB Henan Branch (hereinafter referred to as CCB) is almost the same "low interest reserve, high interest loan", but under the macroeconomic background of economic structure adjustment, the transformation is the best way out for the sustainable development of Provincial Construction Bank. Firstly, the paper analyzes the background and significance of the topic, and focuses on clarifying the relationship between PPP and bank transformation, through the analysis of the right transition grasp, in order to better promote the provincial construction bank business model transformation. Secondly, it analyzes the definition and theoretical basis of PPP mode, combs the reasons why the government promotes the development of PPP mode, and the main problems in the development of PPP mode, and leads to the cooperation between PPP model and banks. Then, the paper discusses the reasons, objectives and present situation of the transformation of provincial construction bank management mode, analyzes the importance of PPP mode to the transformation of provincial construction bank management mode, and focuses on the relationship between the transformation of provincial construction bank management mode and PPP. Finally, taking the PPP project of Yiluo River Water Ecological Civilization demonstration Zone in Luoyang City as an example, the paper summarizes the experience of the case, and puts forward some suggestions for the provincial construction bank to participate in the PPP project cooperation so as to better guide the transformation of the future management mode. The innovation of this paper lies in the decomposition and analysis of the PPP mode and the transformation of the management mode of the Bank of China Construction Bank, so as to better explain the relationship between the two models. The transformation of management mode of provincial construction bank is a system engineering. This paper focuses on the transformation of business model under the background of PPP, and does not discuss the other factors that affect the transformation, which is also the deficiency of the paper. The transformation strategy of provincial construction bank needs to be adjusted at any time according to the change of economic environment and PPP policy. Only the correct transformation strategy can guarantee the sustainable development of provincial construction bank.
【学位授予单位】：郑州大学
【学位级别】：硕士
【学位授予年份】：2016
【分类号】：F283;F832.33

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