我国房地产企业融资风险防范研究

发布时间：2018-01-01 18:41

本文关键词：我国房地产企业融资风险防范研究　出处：《东北师范大学》2014年硕士论文　论文类型：学位论文

【摘要】：自从上世纪八十年代末住房体制改革以来,我国房地产业的投资就一直保持着较高的水平。在推动经济增长方面和提高居民居住、生活水平方面,房地产行业都起到了非常重要的作用。作为一个资金高度密集的行业,金融的支持对房地产行业的发展起到了很大的作用。近几年来,我国房地产市场发展十分迅速,在房地产商供给与需求的背后是各大商业银行信用贷款从各个方面介入房地产行业的环节之中,其幅度也在不断扩张。近年来,中国房地产信贷扩张十分迅速,使其在这一经济变动中不断累积的金融风险有一次成为了问题的焦点,因此,对于这一问题的研究具有十分重要的现实意义。近年来,国内外的金融专家和学者不断开展针对相关企业融资理论的研究,结果表明企业的融资行为可能引起银行经营的风险,但是针对企业融资行为活动对企业本身的影响,即是否会带来风险却鲜有研究。而且一直到目前,也没有能够形成一个相对来讲比较完整的体系。本论文从融资行为对房地产企业的影响角度出发,结合我国实际情况深入研究融资瓶颈,同时对现阶段企业如何规避融资风险等方面提出了相关建议。本研究将为优化房地产相关企业的资本配置方式、提高全社会的资源有效配置等方面提供重要的指导,为房地产企业提高竞争力提供理论支持。
[Abstract]:Since the last century since the end of 80s housing reform, China's real estate investment has maintained a relatively high level. In terms of promoting economic growth and improving living standards, residents living in the real estate industry has played a very important role. As a capital intensive industry, financial support the development of the real estate industry has played a significant role. In recent years, China's real estate market development is very rapid, behind the real estate supply and demand is the major commercial bank credit from various aspects in the real estate industry links, its range is also expanding. In recent years, China real estate credit expansion is very rapid, which accumulate in the economic changes in financial risks have become a focus of the problem, therefore, it has very important realistic for the study of this issue Significance.
In recent years, financial experts and scholars at home and abroad continue to carry out research on financing theory of relevant enterprises, results show that the financing behavior of enterprises may cause the risk of the bank, but the financing behavior influence the activities of the enterprise itself, whether it will rarely study risk. But until now, no one can form a relatively complete system. This paper from the perspective of the impact on the real estate financing behavior of enterprises, with the in-depth study of the financing bottleneck of China's actual situation, put forward relevant suggestions on how to avoid and the enterprise financing risk. This study will optimize capital allocation of real estate related enterprises, providing important the guide to improve the efficient allocation of resources and other aspects of the whole society, to provide theoretical support for the real estate enterprises to improve competitiveness.

【学位授予单位】：东北师范大学
【学位级别】：硕士
【学位授予年份】：2014
【分类号】：F299.233.42

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