新疆农村城镇化与农村金融体系研究

发布时间：2018-03-06 08:29

本文选题：新疆农村城镇化　切入点：农村金融体系　出处：《塔里木大学》2014年硕士论文　论文类型：学位论文

【摘要】：城镇化是当今世界社会发展的热点，它是人类社会由传统农业走向现代工业化的必经之路。同时也是社会发展的必然选择和趋势。目前，城镇化已成为拉动经济增长的重要渠道，各地区都在以加快城镇化的发展这一途径来促进经济的增长。然而新疆的经济发展落后，城镇化发展不突出是客观现实存在的，这就要求我们在各个方面加强对该区域城镇化问题进行的深入分析和研究，以便给政府决策部门提供更好的科学依据和有效措施。在城镇化发展的同时，金融是现代经济的核心。随着工业化、城镇化的发展，金融日益影响着我国经济社会生活的各个方面，它对经济社会发展的作用越来越重要。充分发挥金融服务功能，发挥它在资源配置、调节经济的服务作用，这对推动和支持城镇化有十分重要的意义。目前新疆社会经济发展的重要战略之一就是实现农村的城镇化发展，从根本上解决“三农”问题。而农村金融则是新疆农村经济增长与经济发展的核心，它的发展与否直接关系着整个经济发展的效率和质量。但现阶段，新疆农村金融的发展与城市金融的发展相比较，仍存在很大的弱质性与滞后性，这将严重制约了新疆农村经济的整体发展。所以，在农村城镇化的前提背景下研究新建农村金融体系就有了十分重要的现实意义。本文通过以下几个部分研究了新疆农村城镇化种中农村金融体系的完善。首先阐明了农村城镇化与农村金融体系理论基础和。分别对农村城镇化与农村金融的内在含义进行了解释，其次对金融发展与经济增长理论进行介绍，主要讲了金融供需理论，这几种理论共同构成了本文开展研究的理论基础。然后重点对新疆农村城镇化与新疆农村金融体系之间的关系进行研究和分析，通过对这两者的发展现状的揭露，从中看出了各自在的发展过程中即存在着问题又有一定的进步。然后针对这两者的现状，分析他们之间存在的相互促进和影响的相关关系，分别介绍了城镇化对金融的影响和金融对城镇化的支持作用。通过研究城镇化过程中农村金融体系存在的供需矛盾，进一步系统地总结了农村城镇化过程中农村金融体系存在的问题。还提出了构建农村金融体系的原则。最后，针对这些问题和矛盾，对新疆在城镇化的条件下构建农村金融体系提出了相应的对策和建议。认为在农村金融体系重构的过程中，最终目的是为了让其真正的可以为农村经济的发展发挥其支持作用。
[Abstract]:Urbanization is the hot spot of social development in the world today. It is the only way for human society to move from traditional agriculture to modern industrialization. At the same time, it is also the inevitable choice and trend of social development. Urbanization has become an important channel to stimulate economic growth. All regions are promoting economic growth by accelerating the development of urbanization. However, the economic development of Xinjiang is lagging behind, and the urbanization development is not prominent in objective reality. This requires us to strengthen in-depth analysis and research on urbanization in the region in all aspects in order to provide a better scientific basis and effective measures for government policy-making departments. Finance is the core of modern economy. With the development of industrialization and urbanization, finance is increasingly affecting all aspects of our country's economic and social life, and it plays an increasingly important role in economic and social development. It is of great significance to promote and support urbanization by exerting its service role in resource allocation and economic adjustment. At present, one of the important strategies for the social and economic development of Xinjiang is to realize the development of urbanization in rural areas, and to fundamentally solve the problems of "agriculture, countryside and farmers". However, rural finance is the core of the economic growth and economic development of Xinjiang's rural areas. Its development is directly related to the efficiency and quality of the whole economic development. However, at present, compared with the development of urban finance, the development of rural finance in Xinjiang is still weak and lagging. This will seriously restrict the overall development of rural economy in Xinjiang. Therefore, it is of great practical significance to study the new rural financial system under the background of rural urbanization. This paper studies the perfection of rural financial system in the urbanization of Xinjiang through the following several parts. First of all, it explains the theoretical basis of rural urbanization and rural financial system, explains the inherent meaning of rural urbanization and rural finance, and then introduces the theory of financial development and economic growth. This paper mainly discusses the theory of financial supply and demand, which constitute the theoretical basis of this paper. Then it focuses on the research and analysis of the relationship between rural urbanization in Xinjiang and the rural financial system in Xinjiang, and exposes the current situation of the development of the two. We can see that there are problems and some progress in the process of their development. Then, in view of the present situation of the two, we analyze the relationship between them that promote each other and influence each other. This paper introduces the impact of urbanization on finance and the supporting role of finance on urbanization. By studying the contradiction between supply and demand of rural financial system in the process of urbanization, this paper sums up the problems of rural financial system in the process of urbanization, and puts forward the principles of constructing rural financial system. Finally, in view of these problems and contradictions, this paper puts forward the corresponding countermeasures and suggestions for the construction of rural financial system in Xinjiang under the condition of urbanization. The ultimate aim is to let it really play its supporting role for the development of rural economy.
【学位授予单位】：塔里木大学
【学位级别】：硕士
【学位授予年份】：2014
【分类号】：F299.27;F832.7

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