我国住房公积金监管制度研究

发布时间：2018-06-22 05:47

本文选题：住房公积金 + 住房公积金制度　；参考：《湘潭大学》2014年硕士论文

【摘要】：在市场化住房体制已然确立的形势下，近几年来随着民众缴存住房公积金的数量不断增多，有关住房公积金犯罪案件也随之而来，使得住房公积金监管制度问题日益成为社会关注的焦点。应如何完善住房公积金监管制度，提高其监管水平，在住房公积金的运作与循环过程中实现有效的管理和防控，是关系人民安居乐业、社会稳定和谐、国家繁荣昌盛的重大现实问题。本文通过对住房公积金相关基础理论的梳理，对我国住房公积金监管制度进行了详细的评析，并针对此提出了健全住房公积金监管机制的政策建议。文章首先简单介绍了论文的选题背景和意义，研究所采用的方法，并通过文献调研等方法对国内外的研究现状进行了整理和述评。其次着重对住房公积金的相关基础理论进行了梳理，包括对我国住房公积金制度、含义及其机构特性的界定和对我国住房公积金监管制度的理论依据的剖析。随后主要是对我国的公积金监管制度进行了评析。住房公积金的监管涉及到方方面面，监管环节多而复杂，，本部分首先论述了我国住房公积金制度取得的发展成效，再结合我国实际情况分析我国住房公积金监督的现状、挑战和存在的问题。最后主要是针对前部分提出来的现状问题提出相对可行的对策，为健全我国住房公积金监管制度提供一定的理论指导。
[Abstract]:In the situation that the market oriented housing system has been established, the number of public housing provident fund has been increasing in recent years, and the crime of housing accumulation fund has been followed. The problem of housing provident fund supervision system has become the focus of social concern. How to improve the supervision system of housing provident fund and improve its supervision water should be made. To realize effective management and prevention and control in the operation and circulation of housing provident fund is a major realistic problem that concerns the people living and working, social stability and harmony, and the prosperity of the country.
By combing the basic theory of housing provident fund, this paper makes a detailed analysis of the supervision system of housing provident fund in China, and puts forward the policy suggestions for improving the supervision mechanism of housing provident fund. The current research situation at home and abroad is reviewed and reviewed. Secondly, the basic theory of housing provident fund is combed, including the housing provident fund system in China, the definition of its meaning and its institutional characteristics and the analysis of the theoretical basis of China's housing provident fund supervision system. The following is the supervision of China's provident fund. The system has been evaluated. The supervision of housing provident fund involves many aspects, and the supervision links are many and complicated. This part first discusses the development effect of the housing provident fund system in our country, and then analyzes the current situation, challenges and problems of our housing provident fund supervision with the actual situation in our country. Finally, it is mainly put forward for the former part. The paper puts forward relative feasible countermeasures to provide some theoretical guidance for improving the supervision system of housing provident fund in China.
【学位授予单位】：湘潭大学
【学位级别】：硕士
【学位授予年份】：2014
【分类号】：F299.233.4

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