医疗设备融资租赁风险评价体系的研究

发布时间：2017-12-31 15:39

本文关键词：医疗设备融资租赁风险评价体系的研究　出处：《安徽财经大学》2014年硕士论文　论文类型：学位论文

【摘要】：随着市场经济的不断发展,各行各业对资金的需求也在发生多元的改变,一种较为新型的融资方式也随之应运而生,它就是融资租赁。融资租赁集融资与融物于一体。伴随着全球金融的不断发展,各种融资渠道也应运而生,融资租赁就是金融不断深化发展的产物。随着融资租赁的不断发展成熟,融资租赁已经成为许多发达国家的重要融资渠道。在我国,融资租赁在近年来也迎来了良好的发展时机,各种类型的融资租赁企业的数目不断增加,融资租赁业务范围不断拓展,其中也涉及到了医疗行业。医疗行业的不断发展给我国的医疗设备市场提供了巨大的发展空间,同时也使医疗设备市场的资金需求不断加大。随着医疗改革的深化,融资租赁为医疗机构提供了一种新的融资途径,在很大程度上支持了医疗行业的快速发展；但是从另一方面来说,随着我国医疗设备融资租赁业务的不断拓展,其风险也会随之扩大。医疗设备由于其特殊性,它的风险评价体系与一般行业也存在着不同。因此建立适合医疗设备融资租赁的风险评价体系,完善对其指标的构建,并针对设立相应的风险预警机制,完善风险管理就显得尤为重要。论文简介了融资租赁的一般理论以及分类特点,通过介绍国内医疗设备融资租赁的发展状况,归纳出我国医疗设备融资租赁风险的特点,并对其风险产生机制以及相应的风险控制体系进行详细的研究,最后从宏观的角度对我国医疗设备融资租赁风险控制体系的建立以及相应的风险管理提出相关策略和建议。
[Abstract]:With the development of market economy , the demand of financing lease has changed . A more new way of financing has become a product of financial leasing . With the development of global finance , financing lease has become an important financing channel for many developed countries . With the deepening of financial leasing , financing lease has become an important financing channel for many developed countries . With the deepening of medical reform , financing lease has become the important financing channel in many developed countries . This paper briefly introduces the general theory and classification characteristics of financing lease . Through introducing the development status of domestic medical equipment financing lease , the paper sums up the characteristics of the risk of financing lease of medical equipment in China , and makes detailed research on its risk generating mechanism and corresponding risk control system . Finally , it puts forward relevant strategies and suggestions on the establishment of the risk control system for the financing lease of medical equipment in our country from the macro perspective .

【学位授予单位】：安徽财经大学
【学位级别】：硕士
【学位授予年份】：2014
【分类号】：F406.7;F426.4;F832.49

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