钢材贸易类中小企业融资模式研究

发布时间：2018-04-10 17:21

本文选题：中小企业 + 物流金融　；参考：《河北工业大学》2015年硕士论文

【摘要】：我国钢铁贸易类中小企业占据整个行业企业比重超过90%,且多属于民营企业。钢铁贸易类中小企业在我国整个钢铁贸易行业中发挥重要作用,促成钢贸流通,是行业的主要支柱力量,不仅担负着钢铁产品中间流通功能,还具有直接面向钢铁产品消费群体的流通功能。钢铁贸易类中小企业资产负债率较高、销售净利率较低,虽然资产周转率较快,但是企业多属于轻资产类企业,在流通中需要较大的资金垫付,但是自身资本难以满足资金需求,存在资金缺口,迫切需要实施融资活动。目前,我国钢贸类中小企业面临融资难的问题,且难以凭借自身力量就改变融资困境的。钢贸类中小企业只有充分认识现有融资平台,结合钢贸价值链的潜在优势,设计操之可行的钢贸物流金融融资模式,进而缓解钢贸类中小企业融资难的问题。本文在分析国内外研究现状的基础上,介绍了相关物流金融融资理论,针对我国钢铁贸易类中小企业融资模式给出了大体的融资设计框架,结合钢铁贸易类中小企业融资模式,分析探讨钢铁贸易类中小企业融资风险,最后本文以A钢铁贸易有限公司为例,采用实证分析方法从实用的角度研究了A公司的融资模式,诊断公司融资环节,分析面临风险提出改进措施,以期为我国钢铁贸易类中小企业融资具体操作提供实践意义的参考。
[Abstract]:China's iron and steel trade SMEs account for more than 90 percent of the whole industry, and most of them belong to private enterprises.Small and medium-sized iron and steel trade enterprises play an important role in the whole iron and steel trade industry in our country and promote the circulation of steel trade. They are the main pillar of the industry and not only shoulder the function of intermediate circulation of iron and steel products.Also has the circulation function which faces the iron and steel product consumer group directly.Small and medium-sized enterprises of iron and steel trade have higher asset-liability ratio and lower net interest rate on sales. Although the turnover rate of assets is faster, most of the enterprises belong to the category of light assets, so they need a large amount of capital advance in circulation.However, its own capital is difficult to meet the capital demand, there is a funding gap, urgent need to implement financing activities.At present, the small and medium-sized enterprises of steel trade in our country are faced with the problem of financing difficulty, and it is difficult to change the financing predicament by relying on their own strength.Only by fully understanding the existing financing platform and combining the potential advantages of the steel trade value chain, the small and medium-sized enterprises of steel trade can design a feasible financing mode of steel trade logistics finance, and then alleviate the financing difficulties of steel trade small and medium-sized enterprises.Based on the analysis of the current research situation at home and abroad, this paper introduces the relevant logistics finance theory, and gives a general financing design framework for the SME financing model of iron and steel trade in China, combining with the financing model of the iron and steel trade SMEs.Finally, taking A Iron and Steel Trading Co., Ltd as an example, the paper studies the financing mode of A Company from a practical point of view, and diagnoses the financing link of A Company, taking A Iron and Steel Trading Co., Ltd. As an example.In order to provide practical reference for the financing operation of small and medium sized iron and steel trading enterprises in China, the paper puts forward some improvement measures in the face of risks.
【学位授予单位】：河北工业大学
【学位级别】：硕士
【学位授予年份】：2015
【分类号】：F426.31;F406.72

【相似文献】